Tom Lutz
Branch Manager at Guild Mortgage · York, PA
NMLS ID 135170 (opens in a new tab) · verify at NMLS Consumer Access
Tom Lutz (NMLS 135170) is Branch Manager at Guild Mortgage, based in York, PA. Licensed in 4 states: Florida, Delaware, Maryland and Pennsylvania. Focus areas shown on the lender page: Down payment assistance and FHA loan. 2 years licensed.
Last verified . Sources: Guild Mortgage (branches.guildmortgage.com), Florida state regulator and NMLS Consumer Access (license status, check live).
- 2 years licensed
- 4 states
- Unclaimed profile
- No actions on file
Specialties
Where we saw these: branches.guildmortgage.com (opens in a new tab)
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
Not listed
Licensed states
Florida, Delaware, Maryland, Pennsylvania
Confirmed with the state regulator: FL (opens in a new tab) (LO126250, since 2024), verified 2026-10-09.
Others as listed on the lender page (DE, MD, PA), not yet checked against state regulators.
Contact
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Employment history
Guild Mortgage NMLS 3274
Current · York, PA · seen on lender site 2026-10-09
Disciplinary actions
None on record
Regulator orders are not loaded yet. Check NMLS Consumer Access.
About
Tom has 30 years of mortgage industry experience and focuses on tailoring loan solutions for purchase and refinance needs. The team emphasizes personalized service and expert guidance throughout the lending process.
Our summary of the lender page. Verified 2026-10-09.
Reviews
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LenDb reviews
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Sources
| Name and employer | lender site · branches.guildmortgage.com (opens in a new tab) | verified 2026-10-09 |
| Licenses (regulator) | state regulator · real.flofr.com (opens in a new tab) | verified 2026-10-09 |
| Licensed states | lender site · branches.guildmortgage.com (opens in a new tab) | verified 2026-10-09 |
| Specialties | lender site · branches.guildmortgage.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · branches.guildmortgage.com (opens in a new tab) | verified 2026-10-09 |
| Contact | lender site · branches.guildmortgage.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · branches.guildmortgage.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Tom Lutz (NMLS 135170), Guild Mortgage. LenDb.ai, https://lendb.ai/lo/thomas-lutz-135170, last verified 2026-10-09.
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