Tod Cotman
Sr. Loan Officer at CrossCountry Mortgage · Gulfport, MS
NMLS ID 658279 (opens in a new tab) · verify at NMLS Consumer Access
Tod Cotman (NMLS 658279) is Sr. Loan Officer at CrossCountry Mortgage, based in Gulfport, MS. Lists Alabama, Louisiana and Mississippi on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: FHA loan and First-time buyer. States 25 years of experience.
Last verified . Sources: CrossCountry Mortgage (crosscountrymortgage.com) and NMLS Consumer Access (license status, check live).
- 25 years experience (stated)
- 3 states
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
Where we saw these: crosscountrymortgage.com (opens in a new tab)
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
Not listed
Licensed states
Alabama, Louisiana, Mississippi
Lender-reported: AL, LA, MS are listed on the lender page, not yet checked with the state regulator.
Contact
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Employment history
CrossCountry Mortgage NMLS 3029
Current · Gulfport, MS · seen on lender site 2026-10-09
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Tod has more than 25 years of experience and is a native of the Mississippi Gulf Coast who served honorably in the U.S. Air Force before entering the financial services industry in 1997.
Our summary of the lender page. Verified 2026-10-09.
- Education
- Bachelor of Science from the University of Southern Illinois
- Source (opens in a new tab), verified 2026-10-09
Sources
| Name and employer | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Licensed states | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Specialties | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Contact | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Tod Cotman (NMLS 658279), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/tod-cotman-658279, last verified 2026-10-09.
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