Tom Barclay
VP of Mortgage Lending at Guaranteed Rate Affinity, LLC · Ellicott City, MD
NMLS ID 1086324 (opens in a new tab) · verify at NMLS Consumer Access
Tom Barclay (NMLS 1086324) is VP of Mortgage Lending at Guaranteed Rate Affinity, LLC, based in Ellicott City, MD. Lists Maryland and Pennsylvania on the lender page (not yet checked with the state regulator). States 12 years of experience.
Last verified . Sources: Guaranteed Rate Affinity, LLC (grarate.com), the loan officer's recorded intro and NMLS Consumer Access (license status, check live).
- 12 years experience (stated)
- Works at an FHA-approved lender, per HUD (opens in a new tab)
- 2 states
- Video intro
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
Focus
No focus listed on their lender page yet.
Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.
Licensed states
Lender-reported: MD, PA are listed on the lender page, not yet checked with the state regulator.
Contact
A quick automatic check keeps bots from harvesting contact details.
We never see who you contact.
Employment history
Guaranteed Rate Affinity, LLC NMLS 1598647
Current · Ellicott City, MD · seen on lender site 2026-10-15
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
Video intro available
Tom has a short recorded video intro on Guaranteed Rate Affinity, LLC's site.
Watch on Guaranteed Rate Affinity, LLC's site (opens in a new tab)
The recording is hosted and published by Guaranteed Rate Affinity, LLC. We don't copy or transcribe it. Verified 2026-10-15.
About
Tom Barclay has over 12 years of experience as a mortgage loan officer and is licensed in Maryland and Pennsylvania. Focuses on exceptional customer service and a smooth, stress-free lending process.
Our summary of the lender page. Verified 2026-10-15.
Sources
| Name and employer | lender site · grarate.com (opens in a new tab) | verified 2026-10-15 |
| Licensed states | lender site · grarate.com (opens in a new tab) | verified 2026-10-15 |
| Summary | lender site · grarate.com (opens in a new tab) | verified 2026-10-15 |
| Contact | lender site · grarate.com (opens in a new tab) | verified 2026-10-15 |
| Video intro | lender site · grarate.com (opens in a new tab) | verified 2026-10-15 |
| Photo | lender site · grarate.com (opens in a new tab) | verified 2026-10-15 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
Also available as Markdown, JSON, or via the API.
Cite as: Tom Barclay (NMLS 1086324), Guaranteed Rate Affinity, LLC. LenDb.ai, https://lendb.ai/lo/tom-barclay-1086324, last verified 2026-10-15.
Is this you?
Claim this profile to add specialties, a bio and languages, or ask us to fix or remove it.
Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.