Tom Gates
Loan Officer at CrossCountry Mortgage · Montvale, NJ
NMLS ID 61691 (opens in a new tab) · verify at NMLS Consumer Access
Tom Gates (NMLS 61691) is Loan Officer at CrossCountry Mortgage, based in Montvale, NJ. Lists Connecticut, New Jersey, New York, Oregon and Pennsylvania on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Down payment assistance, Renovation loan (203k / HomeStyle) and First-time buyer. States 30 years of experience.
Last verified . Sources: CrossCountry Mortgage (crosscountrymortgage.com) and NMLS Consumer Access (license status, check live).
- 30 years experience (stated)
- 5 states
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
- Down payment assistancelender page
- Renovation loan (203k / HomeStyle)lender page
- First-time buyerlender page
Where we saw these: crosscountrymortgage.com (opens in a new tab)
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
Not listed
Licensed states
Connecticut, New Jersey, New York, Oregon, Pennsylvania
Lender-reported: CT, NJ, NY, OR, PA are listed on the lender page, not yet checked with the state regulator.
Contact
A quick automatic check keeps bots from harvesting contact details.
- Profile (opens in a new tab)
We never see who you contact.
Employment history
CrossCountry Mortgage NMLS 3029
Current · Montvale, NJ · seen on lender site 2026-10-09
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Veteran of over 30 years in home financing with consistent President's Club and Chairman Elite recognition. Native of Princeton, NJ, serving clients with partner Ren since 2020.
Our summary of the lender page. Verified 2026-10-09.
- Community
- Volunteering weekly at Double Brook, a sustainable farm in Hopewell
- Source (opens in a new tab), verified 2026-10-09
Sources
| Name and employer | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Licensed states | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Specialties | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Contact | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
Also available as Markdown, JSON, or via the API.
Cite as: Tom Gates (NMLS 61691), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/tom-gates-61691, last verified 2026-10-09.
Is this you?
Claim this profile to add specialties, a bio and languages, or ask us to fix or remove it.
Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.