Tovah Payne
Loan Originator at Envoy Mortgage · Culpeper, VA
NMLS ID 2346842 (opens in a new tab) · verify at NMLS Consumer Access
Tovah Payne (NMLS 2346842) is Loan Originator at Envoy Mortgage, based in Culpeper, VA. Licensed in 2 states confirmed with state regulators: Florida and Pennsylvania. Also lists Maryland, Tennessee and Virginia on the lender page (not yet checked with the state regulator). Licensed since 2024 (per Florida records).
Last verified . Sources: Envoy Mortgage (envoymortgage.com), Florida state regulator, Pennsylvania state regulator and NMLS Consumer Access (license status, check live).
- Licensed since 2024 (per Florida records)
- 5 states
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
None listed on the lender page yet.
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
Not listed
Licensed states
Florida, Maryland, Pennsylvania, Tennessee, Virginia
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO126515, since 2024), PA (opens in a new tab) (101949), verified 2026-10-09.
Lender-reported: MD, TN, VA are listed on the lender page, not yet checked with the state regulator.
Contact
A quick automatic check keeps bots from harvesting contact details.
- Profile (opens in a new tab)
We never see who you contact.
Employment history
Envoy Mortgage NMLS 6666
Current · Culpeper, VA · seen on lender site 2026-10-09
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
As a dedicated mortgage professional and mom, Tovah understands the importance of homeownership. She combines transparent communication, innovative tools and attentive guidance to make the mortgage journey seamless and achievable.
Our summary of the lender page. Verified 2026-10-09.
Sources
| Name and employer | lender site · envoymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Licenses (regulator) | state regulator · data.pa.gov (opens in a new tab) | verified 2026-10-09 |
| Licensed states | lender site · envoymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · envoymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Contact | lender site · envoymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · envoymortgage.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
Also available as Markdown, JSON, or via the API.
Cite as: Tovah Payne (NMLS 2346842), Envoy Mortgage. LenDb.ai, https://lendb.ai/lo/tovah-payne-2346842, last verified 2026-10-09.
Is this you?
Claim this profile to add specialties, a bio and languages, or ask us to fix or remove it.
Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.