Troy Harmer
Senior Loan Officer at Ruoff Mortgage · Zanesville, OH
NMLS ID 2732124 (opens in a new tab) · verify at NMLS Consumer Access
Troy Harmer (NMLS 2732124) is Senior Loan Officer at Ruoff Mortgage, based in Zanesville, OH. Licensed in Florida, confirmed with the state regulator (license LO145219). Also lists Alabama and Ohio on the lender page (not yet checked with the state regulator). Licensed since 2026 (per Florida records).
Last verified . Sources: Ruoff Mortgage (ruoff.com), Florida state regulator and NMLS Consumer Access (license status, check live).
- Licensed since 2026 (per Florida records)
- 3 states
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
None listed on the lender page yet.
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
Not listed
Licensed states
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO145219, since 2026), verified 2026-10-09.
Lender-reported: AL, OH are listed on the lender page, not yet checked with the state regulator.
Contact
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Employment history
Ruoff Mortgage NMLS 141868
Current · Zanesville, OH · seen on lender site 2026-10-09
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Lifelong Muskingum County resident focused on helping local Zanesville families achieve homeownership. Provides personalized guidance for first-time buyers and refinancing with emphasis on transparency and available support beyond closing.
Our summary of the lender page. Verified 2026-10-09.
Sources
| Name and employer | lender site · ruoff.com (opens in a new tab) | verified 2026-10-09 |
| Licenses (regulator) | state regulator · real.flofr.com (opens in a new tab) | verified 2026-10-09 |
| Licensed states | lender site · ruoff.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · ruoff.com (opens in a new tab) | verified 2026-10-09 |
| Contact | lender site · ruoff.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · ruoff.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Troy Harmer (NMLS 2732124), Ruoff Mortgage. LenDb.ai, https://lendb.ai/lo/troy-harmer-2732124, last verified 2026-10-09.
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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.