Veronica Montoto
Vice President at The Federal Savings Bank
NMLS ID 280067 (opens in a new tab) · verify at NMLS Consumer Access
Veronica Montoto (NMLS 280067) is Vice President at The Federal Savings Bank. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. The Federal Savings Bank also offers VA loan (a lender program, not confirmed as their own focus). States 20 years of experience.
Last verified . Sources: The Federal Savings Bank (thefederalsavingsbank.com) and NMLS Consumer Access (license status, check live).
- 20 years experience (stated)
- Likely federally registered
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
Focus
No focus listed on their lender page yet.
Their lender offers
VA loan. Programs The Federal Savings Bank offers (verified 2026-10-16). Lender-level: not confirmed as Veronica's own focus, so ask.
Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.
Licensed states
No license list on file yet. Check NMLS Consumer Access (opens in a new tab) for every state this person is licensed in.
Likely federally registered: works at a bank. Federally registered MLOs aren't state-licensed; verify at NMLS (NMLS Consumer Access (opens in a new tab)).
Contact
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Employment history
The Federal Savings Bank NMLS 411500
Current · seen on lender site 2026-10-16
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Veronica Montoto is a Vice President with more than 20 years in the mortgage business and joined the bank in August 2025. They have focused on community reinvestment involvement over the last decade and were nominated for a 2024 IMBA Best in the Biz Award. They help clients buy a first, second, or investment property.
Our summary of the lender page. Verified 2026-10-16.
- Credentials
- Nominated for 2024 IMBA Best in the Biz Award, Best Specialty Lending Loan Officer category
- Source (opens in a new tab), verified 2026-10-16
- Community
- Community reinvestment involvement, focused on over the last 10 years
- Source (opens in a new tab), verified 2026-10-16
Sources
| Name and employer | lender site · thefederalsavingsbank.com (opens in a new tab) | verified 2026-10-16 |
| Lender programs | lender site · thefederalsavingsbank.com (opens in a new tab) | verified 2026-10-16 |
| Summary | lender site · thefederalsavingsbank.com (opens in a new tab) | verified 2026-10-16 |
| Contact | lender site · thefederalsavingsbank.com (opens in a new tab) | verified 2026-10-16 |
| Photo | lender site · thefederalsavingsbank.com (opens in a new tab) | verified 2026-10-16 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Veronica Montoto (NMLS 280067), The Federal Savings Bank. LenDb.ai, https://lendb.ai/lo/veronica-montoto-280067, last verified 2026-10-16.
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