Wendy Smith
Senior Loan Officer at Embrace Home Loans · Delmar, DE
NMLS ID 1155006 (opens in a new tab) · verify at NMLS Consumer Access
Wendy Smith (NMLS 1155006) is Senior Loan Officer at Embrace Home Loans, based in Delmar, DE. Licensed in 2 states confirmed with state regulators: Florida and Pennsylvania. Also lists Delaware, Maryland and Virginia on the lender page (not yet checked with the state regulator). Licensed since 2024 (per Florida records).
Last verified . Sources: Embrace Home Loans (embracehomeloans.com), Florida state regulator, Pennsylvania state regulator and NMLS Consumer Access (license status, check live).
- Licensed since 2024 (per Florida records)
- 5 states
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
None listed on the lender page yet.
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
Not listed
Licensed states
Florida, Pennsylvania, Delaware, Maryland, Virginia
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO129569, since 2024), PA (opens in a new tab) (111379), verified 2026-10-09.
Lender-reported: DE, MD, VA are listed on the lender page, not yet checked with the state regulator.
Contact
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Employment history
Embrace Home Loans NMLS 2184
Current · Delmar, DE · seen on lender site 2026-10-09
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Wendy brings over 8 years of mortgage experience from a wholesale mortgage lender background. Originally from Maryland with Bachelor's and Master's degrees in Social Work, she understands each borrower's unique situation and specializes in programs supporting community heroes.
Our summary of the lender page. Verified 2026-10-09.
- Role
- prior account executive for wholesale mortgage lender
- Source (opens in a new tab), verified 2026-10-09
- Education
- Bachelor's and Master's degrees in Social Work
- Source (opens in a new tab), verified 2026-10-09
- Community
- member of Women's Realtor Council and Sussex County Association of Realtors
- Source (opens in a new tab), verified 2026-10-09
- Community
- partnered with Heroes Home Advantage program supporting police, firefighters, medical professionals, teachers, and military
- Source (opens in a new tab), verified 2026-10-09
Sources
| Name and employer | lender site · embracehomeloans.com (opens in a new tab) | verified 2026-10-09 |
| Licenses (regulator) | state regulator · data.pa.gov (opens in a new tab) | verified 2026-10-10 |
| Licensed states | lender site · embracehomeloans.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · embracehomeloans.com (opens in a new tab) | verified 2026-10-09 |
| Contact | lender site · embracehomeloans.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · embracehomeloans.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Wendy Smith (NMLS 1155006), Embrace Home Loans. LenDb.ai, https://lendb.ai/lo/wendy-smith-1155006, last verified 2026-10-09.
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