Whitney O'Meara
Senior Loan Officer at First Heritage Mortgage
NMLS ID 191101 (opens in a new tab) · verify at NMLS Consumer Access
Whitney O'Meara (NMLS 191101) is Senior Loan Officer at First Heritage Mortgage. Licensed in Florida, confirmed with the state regulator (license LO123275). Also lists North Carolina, South Carolina and Virginia on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: First-time buyer and Real estate investor. Licensed since 2023 (per Florida records). States 18 years of experience.
Last verified . Sources: First Heritage Mortgage (fhmtg.com), Florida state regulator and NMLS Consumer Access (license status, check live).
- Licensed since 2023 (per Florida records)
- 18 years experience (stated)
- 4 states
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
Where we saw these: fhmtg.com (opens in a new tab)
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
Not listed
Licensed states
Florida, North Carolina, South Carolina, Virginia
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO123275, since 2023), verified 2026-10-09.
Lender-reported: NC, SC, VA are listed on the lender page, not yet checked with the state regulator.
Contact
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Employment history
First Heritage Mortgage NMLS 86548
Current · seen on lender site 2026-10-09
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Native of North Carolina with over 18 years of residential lending experience. Expert in all loan programs, particularly strong with first-time homebuyers and investors.
Our summary of the lender page. Verified 2026-10-09.
- Education
- Degree in Finance and Management Information Systems from University of NC at Wilmington; MBA from University of Mary Washington
- Source (opens in a new tab), verified 2026-10-09
Sources
| Name and employer | lender site · fhmtg.com (opens in a new tab) | verified 2026-10-09 |
| Licenses (regulator) | state regulator · real.flofr.com (opens in a new tab) | verified 2026-10-09 |
| Licensed states | lender site · fhmtg.com (opens in a new tab) | verified 2026-10-09 |
| Specialties | lender site · fhmtg.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · fhmtg.com (opens in a new tab) | verified 2026-10-09 |
| Contact | lender site · fhmtg.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · fhmtg.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Whitney O'Meara (NMLS 191101), First Heritage Mortgage. LenDb.ai, https://lendb.ai/lo/whitney-o-meara-191101, last verified 2026-10-09.
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