William Ruiz
Home Lending Advisor at JPMorgan Chase Bank (Chase Home Lending) · West Covina, CA
NMLS ID 455510 (opens in a new tab) · verify at NMLS Consumer Access
William Ruiz (NMLS 455510) is Home Lending Advisor at JPMorgan Chase Bank (Chase Home Lending), based in West Covina, CA. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Focus areas shown on the lender page: Down payment assistance, VA loan, Self-employed and FHA loan. Speaks Spanish.
Last verified . Sources: JPMorgan Chase Bank (Chase Home Lending) (homelendingadvisor.chase.com) and NMLS Consumer Access (license status, check live).
- Likely federally registered
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
Where we saw these: homelendingadvisor.chase.com (opens in a new tab)
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
- Spanish
Source: lender site (opens in a new tab), verified 2026-10-09
Licensed states
No license list on file yet. Check NMLS Consumer Access (opens in a new tab) for every state this person is licensed in.
Likely federally registered: works at a bank. Federally registered MLOs aren't state-licensed; verify at NMLS (NMLS Consumer Access (opens in a new tab)).
Contact
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Employment history
JPMorgan Chase Bank (Chase Home Lending) NMLS 399798
Current · West Covina, CA · seen on lender site 2026-10-09
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
William has 20 years of experience as a Home Lending Advisor serving Southern California with fluency in Spanish, specializing in lending to self-employed clients and FHA and VA mortgages.
Our summary of the lender page. Verified 2026-10-09.
Sources
| Name and employer | lender site · homelendingadvisor.chase.com (opens in a new tab) | verified 2026-10-09 |
| Specialties | lender site · homelendingadvisor.chase.com (opens in a new tab) | verified 2026-10-09 |
| Languages | lender site · homelendingadvisor.chase.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · homelendingadvisor.chase.com (opens in a new tab) | verified 2026-10-09 |
| Contact | lender site · homelendingadvisor.chase.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · homelendingadvisor.chase.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: William Ruiz (NMLS 455510), JPMorgan Chase Bank (Chase Home Lending). LenDb.ai, https://lendb.ai/lo/william-ruiz-455510, last verified 2026-10-09.
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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.