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Winfred McCoy, photo from Union Home Mortgage

Winfred McCoy

Loan Officer at Union Home Mortgage · Wilmington, NC

NMLS ID 231497 (opens in a new tab) · verify at NMLS Consumer Access

Winfred McCoy (NMLS 231497) is Loan Officer at Union Home Mortgage, based in Wilmington, NC. Licensed in 7 states: Florida, Georgia, Mississippi, North Carolina, South Carolina, Tennessee and Virginia. Focus areas shown on the lender page: Construction loan and Renovation loan (203k / HomeStyle). 4 years licensed.

Last verified . Sources: Union Home Mortgage (uhm.com), Florida state regulator and NMLS Consumer Access (license status, check live).

Specialties

Where we saw these: uhm.com (opens in a new tab)

Evidence levels, strongest first: production data, lender page, self-reported.

Languages

Not listed

Licensed states

AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

Florida, Georgia, Mississippi, North Carolina, South Carolina, Tennessee, Virginia

Confirmed with the state regulator: FL (opens in a new tab) (LO108996, since 2022), verified 2026-10-09.

Others as listed on the lender page (GA, MS, NC, SC, TN, VA), not yet checked against state regulators.

Contact

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View profile at Union Home Mortgage (opens in a new tab)

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Employment history

  1. Union Home Mortgage NMLS 2229

    Current · Wilmington, NC · seen on lender site 2026-10-09

Disciplinary actions

None on record

Regulator orders are not loaded yet. Check NMLS Consumer Access.

About

Winfred McCoy is a mortgage loan originator with over 30 years of experience. They specialize in conventional, government, renovation, and construction-permanent loan programs and focus on educating clients.

Our summary of the lender page. Verified 2026-10-09.

Experience
30 years in mortgage lending
Source (opens in a new tab), verified 2026-10-09

Reviews

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Sources

Name and employerlender site · uhm.com (opens in a new tab)verified 2026-10-09
Licenses (regulator)state regulator · real.flofr.com (opens in a new tab)verified 2026-10-09
Licensed stateslender site · uhm.com (opens in a new tab)verified 2026-10-09
Specialtieslender site · uhm.com (opens in a new tab)verified 2026-10-09
Summarylender site · uhm.com (opens in a new tab)verified 2026-10-09
Contactlender site · uhm.com (opens in a new tab)verified 2026-10-09
Photolender site · uhm.com (opens in a new tab)verified 2026-10-09
License statusNMLS Consumer Access (opens in a new tab)check live

Also available as Markdown, JSON, or via the API.

Cite as: Winfred McCoy (NMLS 231497), Union Home Mortgage. LenDb.ai, https://lendb.ai/lo/winfred-mccoy-231497, last verified 2026-10-09.

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