Zachary Santo
Branch Manager at CrossCountry Mortgage · Cleveland, OH
NMLS ID 1662545 (opens in a new tab) · verify at NMLS Consumer Access
Zachary Santo (NMLS 1662545) is Branch Manager at CrossCountry Mortgage, based in Cleveland, OH. Licensed in 3 states confirmed with state regulators: Florida, Colorado and Pennsylvania. Also lists Arkansas, Arizona, California, Illinois, Kansas, Kentucky, Massachusetts, Minnesota and 14 more on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: First-time buyer. Licensed since 2018 (per Florida records). States 6 years of experience.
Last verified . Sources: CrossCountry Mortgage (crosscountrymortgage.com), Florida state regulator, Colorado state regulator, Pennsylvania state regulator and NMLS Consumer Access (license status, check live).
- Licensed since 2018 (per Florida records)
- 6 years experience (stated)
- 25 states
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
Where we saw these: crosscountrymortgage.com (opens in a new tab)
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
Not listed
Licensed states
Florida, Arkansas, Arizona, California, Colorado, Illinois, Kansas, Kentucky, Massachusetts, Minnesota, Missouri, North Carolina, New Jersey, Nevada, Ohio, Oklahoma, Oregon, Pennsylvania, South Carolina, Tennessee, Utah, Virginia, Washington, Wisconsin, Wyoming
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO49306, since 2018), CO (opens in a new tab) (100514939, since 2019), PA (opens in a new tab) (66145), verified 2026-10-09.
Lender-reported: AR, AZ, CA, IL, KS, KY, MA, MN, MO, NC, NJ, NV, OH, OK, OR, SC, TN, UT, VA, WA, WI, WY are listed on the lender page, not yet checked with the state regulator.
Contact
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Employment history
CrossCountry Mortgage NMLS 3029
Current · Cleveland, OH · seen on lender site 2026-10-09
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Zachary has six years of mortgage experience and is dedicated to helping families secure their dream homes in Cleveland, understanding how much homeownership means to families.
Our summary of the lender page. Verified 2026-10-09.
Sources
| Name and employer | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Licenses (regulator) | state regulator · data.pa.gov (opens in a new tab) | verified 2026-10-09 |
| Licensed states | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Specialties | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Contact | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
Also available as Markdown, JSON, or via the API.
Cite as: Zachary Santo (NMLS 1662545), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/zachary-santo-1662545, last verified 2026-10-09.
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