Borrower situations · Alabama
Loan officers for 1099 earners in Alabama
As of 2026-10-09, LenDb lists 1 loan officer licensed in or based in Alabama whose lender pages show 1099 income work. The top-ranked is Christina Bús (Loan Factory). Ranking is lender-neutral: specialty evidence first, then a license in AL, branch location, experience and profile completeness. Nobody pays for placement.
Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.
Ranked, with reasons · top 1
- 1
Christina BúsNMLS 118777
Loan Factory · Mortgage broker · licensed in 2 states
- 1099 income
- Down payment assistance
- DSCR loan
- FHA loan
- AL listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists 1099 income on lender page (lender page, verified 2026-10-09)
Before you choose
Agency rules treat 1099 earners like the self-employed, while some non-QM programs qualify directly from 1099 forms.
- Can you qualify me from my 1099 forms alone?
- How many years of 1099 history do you need?
- How do business expenses affect my qualifying income?
How this list is ranked
Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers are listed when a AL license is confirmed with the state regulator (check mark), AL is listed on their lender page, or they work at a bank or credit union (likely federally registered; verify at NMLS). Then branch location, experience (licensed since, per the regulator records we hold) and profile completeness. Disciplinary history is not yet checked by LenDb; verify at NMLS Consumer Access. No paid placement. Methodology.
Same list as JSON: /api/v1/loan-officers?specialty=1099-income&state=AL. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.