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Loan programs · Alabama

Reverse mortgage loan officers in Alabama

As of 2026-10-09, LenDb lists 22 loan officers licensed in or based in Alabama whose lender pages show Reverse mortgage work. The top-ranked are Bill Gaylord (Guild Mortgage, Henderson), Dawn Schowalter (Guild Mortgage, Richmond) and Rob Wyatt (Guild Mortgage, The Villages). Ranking is lender-neutral: specialty evidence first, then a license in AL, branch location, experience and profile completeness. Nobody pays for placement.

Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.

Ranked, with reasons · top 22

  1. 1

    Bill GaylordNMLS 680603

    Guild Mortgage · Henderson, NV · licensed in 7 states

    • Reverse mortgage
    • DSCR loan
    • FHA loan
    • Jumbo loan
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in AL (listed on lender page, verified 2026-10-09)
    • 33 years experience (stated on lender page, 2026-10-09)
    • No disciplinary actions on file at LenDb
  2. 2

    Dawn SchowalterNMLS 211115

    Guild Mortgage · Richmond, VA · licensed in 13 states

    • Reverse mortgage
    • First-time buyer
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in AL (listed on lender page, verified 2026-10-09)
    • 11 years licensed
    • No disciplinary actions on file at LenDb
  3. 3

    Rob WyattNMLS 319804

    Guild Mortgage · The Villages, FL · licensed in 5 states

    • Reverse mortgage
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in AL (listed on lender page, verified 2026-10-09)
    • 15 years licensed
    • No disciplinary actions on file at LenDb
  4. 4

    Nick RedheadNMLS 594824

    Embrace Home Loans · Tampa, FL · licensed in 5 states

    • Reverse mortgage
    • Non-QM loan
    • Real estate investor
    • Self-employed
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in AL (listed on lender page, verified 2026-10-09)
    • 5 years licensed
    • No disciplinary actions on file at LenDb
  5. 5

    Marco GuerraNMLS 453621

    Guild Mortgage · Santa Rosa, CA · licensed in 15 states

    • Reverse mortgage
    • FHA loan
    • Renovation loan (203k / HomeStyle)
    • VA loan
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in AL (listed on lender page, verified 2026-10-09)
    • 4 years licensed
    • No disciplinary actions on file at LenDb
  6. 6

    Wiley CorcoranNMLS 1570471

    Guild Mortgage · San Diego, CA · licensed in 18 states

    • Reverse mortgage
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in AL (listed on lender page, verified 2026-10-09)
    • 8 years licensed
    • No disciplinary actions on file at LenDb
  7. 7

    Neil SwerenNMLS 139177

    Atlantic Coast Mortgage · Owings Mills, MD · licensed in 16 states

    • Reverse mortgage
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in AL (listed on lender page, verified 2026-10-09)
    • 9 years licensed
    • No disciplinary actions on file at LenDb
  8. 8

    Derek HelmsNMLS 1494137

    Fairway Independent Mortgage Corporation · Matthews, NC · licensed in 11 states

    • Reverse mortgage
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in AL (listed on lender page, verified 2026-10-09)
    • 6 years licensed
    • No disciplinary actions on file at LenDb
  9. 9

    Todd NunisNMLS 134294

    Guild Mortgage · Colleyville, TX · licensed in 32 states

    • Reverse mortgage
    • Renovation loan (203k / HomeStyle)
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in AL (listed on lender page, verified 2026-10-09)
    • 14 years licensed
    • No disciplinary actions on file at LenDb
  10. 10

    Genie McGeeNMLS 506550

    Fairway Independent Mortgage Corporation · Atlanta, GA · licensed in 8 states

    • Reverse mortgage
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in AL (listed on lender page, verified 2026-10-09)
    • 2 years licensed
    • No disciplinary actions on file at LenDb
  11. 11

    Kirk UlshaferNMLS 150626

    CrossCountry Mortgage · Wayne, PA · licensed in 14 states

    • Reverse mortgage
    • FHA loan
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in AL (listed on lender page, verified 2026-10-09)
    • 0 years licensed
    • No disciplinary actions on file at LenDb
  12. 12

    Devin FahrnerNMLS 399405

    American Pacific Mortgage · Eagle, ID · licensed in 17 states

    • Reverse mortgage
    • VA loan
    • FHA loan
    • First-time buyer
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in AL (listed on lender page, verified 2026-10-09)
    • 1 years licensed
    • No disciplinary actions on file at LenDb
  13. 13

    Damahco OusleyNMLS 2102342

    Fairway Independent Mortgage Corporation · Greenwood Village, CO · licensed in 6 states

    • Reverse mortgage
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in AL (listed on lender page, verified 2026-10-09)
    • 1 years licensed
    • No disciplinary actions on file at LenDb
  14. 14

    Frank SanchezNMLS 2290099

    Barrett Financial Group · Katy, TX · licensed in 11 states

    • Reverse mortgage
    • FHA loan
    • Jumbo loan
    • VA loan
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in AL (listed on lender page, verified 2026-10-09)
    • 4 years licensed
    • No disciplinary actions on file at LenDb
  15. 15

    Tracy BolenNMLS 1734508

    American Pacific Mortgage · Roseville, CA · licensed in 51 states

    • Reverse mortgage
    • FHA loan
    • Jumbo loan
    • New construction
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in AL (listed on lender page, verified 2026-10-09)
    • 6 years licensed
    • No disciplinary actions on file at LenDb
  16. 16

    Carol Schultz JungeNMLS 763367

    C2 Financial Corporation · licensed in 8 states

    • Reverse mortgage
    • FHA loan
    • USDA loan
    • VA loan
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in AL (listed on lender page, verified 2026-10-09)
    • 5 years licensed
    • No disciplinary actions on file at LenDb
  17. 17

    Jason HighamNMLS 247925

    Guild Mortgage · The Woodlands, TX · licensed in 20 states

    • Reverse mortgage
    • Jumbo loan
    • VA loan
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in AL (listed on lender page, verified 2026-10-09)
    • 3 years licensed
    • No disciplinary actions on file at LenDb
  18. 18

    Kane NavarroNMLS 1705907

    Xpert Home Lending · licensed in 5 states

    • Reverse mortgage
    • VA loan
    • Asset-based qualifying
    • Bank statement loan
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in AL (listed on lender page, verified 2026-10-09)
    • 4 years licensed
    • No disciplinary actions on file at LenDb
  19. 19

    Sarena TalbertNMLS 1043739

    CrossCountry Mortgage · Newport Beach, CA · licensed in 51 states

    • Reverse mortgage
    • Jumbo loan
    • Non-QM loan
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in AL (listed on lender page, verified 2026-10-09)
    • 2 years licensed
    • No disciplinary actions on file at LenDb
  20. 20

    Ryan McGranNMLS 2520487

    Lit Financial Corporation · licensed in 19 states

    • Reverse mortgage
    • Bank statement loan
    • Condo
    • DSCR loan
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in AL (listed on lender page, verified 2026-10-09)
    • No disciplinary actions on file at LenDb
  21. 21

    James AbronNMLS 2758856

    Loan Factory · licensed in 6 states

    • Reverse mortgage
    • 2 to 4 unit property
    • Construction loan
    • Down payment assistance
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in AL (listed on lender page, verified 2026-10-09)
    • 0 years licensed
    • No disciplinary actions on file at LenDb
  22. 22

    Christina BúsNMLS 118777

    Loan Factory · licensed in 2 states

    • Reverse mortgage
    • 1099 income
    • Down payment assistance
    • FHA loan
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in AL (listed on lender page, verified 2026-10-09)
    • No disciplinary actions on file at LenDb

Before you choose

Counseling, financial assessment and heir considerations make reverse mortgages a specialty of their own.

  • Are you a reverse mortgage specialist, and how many have you closed?
  • What are the total costs, including mortgage insurance?
  • What happens to the home for my heirs?

More about Reverse mortgage

How this list is ranked

Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers must be licensed in AL or have a branch there. Then branch location, years licensed and profile completeness. Disciplinary actions lower the score and are always shown. No paid placement. Methodology.

Same list as JSON: /api/v1/loan-officers?specialty=reverse&state=AL. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.