Loan programs · Alabama
VA loan officers in Alabama
As of 2026-10-09, LenDb lists 225 loan officers licensed in or based in Alabama whose lender pages show VA loan work. The top-ranked are Ryan George (CrossCountry Mortgage, Frederick), Wendy Seagle (CrossCountry Mortgage, Fort Walton Beach) and Tammy C White (Guild Mortgage, Columbus). Ranking is lender-neutral: specialty evidence first, then a license in AL, branch location, experience and profile completeness. Nobody pays for placement.
Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.
Ranked, with reasons · top 25
- 1
Ryan GeorgeNMLS 5692
CrossCountry Mortgage · Frederick, MD · licensed in 21 states
- VA loan
- AL listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2011 (per Florida records)
- States 20 years of experience (lender page, 2026-10-09)
- 2
Wendy SeagleNMLS 194641
CrossCountry Mortgage · Fort Walton Beach, FL · licensed in 4 states
- VA loan
- Bank statement loan
- Construction loan
- DSCR loan
- AL listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- States 35 years of experience (lender page, 2026-10-09)
- 3
Tammy C WhiteNMLS 453643
Guild Mortgage · Columbus, GA · licensed in 2 states
- VA loan
- FHA loan
- First-time buyer
- AL listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- States 22 years of experience (lender page, 2026-10-09)
- 4
Melissa KerbowNMLS 715476
Fairway Independent Mortgage Corporation · Madison, GA · licensed in 2 states
- VA loan
- FHA loan
- First-time buyer
- USDA loan
- AL listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2023 (per Florida records)
- States 20 years of experience (lender page, 2026-10-09)
- 5
Kate RedmanNMLS 880676
CrossCountry Mortgage · Evans, GA · licensed in 6 states
- VA loan
- FHA loan
- Construction loan
- Non-QM loan
- AL listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2018 (per Florida records)
- States 25 years of experience (lender page, 2026-10-09)
- 6
Meg HicksNMLS 994024
CrossCountry Mortgage · Vestavia, AL · licensed in 4 states
- VA loan
- FHA loan
- First-time buyer
- Jumbo loan
- AL listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Office in Vestavia, AL
- Licensed since 2015 (per Florida records)
- States 14 years of experience (lender page, 2026-10-09)
- 7
Gregory TilyNMLS 1720774
CrossCountry Mortgage · Tampa, FL · licensed in 21 states
- VA loan
- Jumbo loan
- AL listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2021 (per Florida records)
- States 20 years of experience (lender page, 2026-10-09)
- 8
Aaron SandersNMLS 2555076
CrossCountry Mortgage · Delray Beach, FL · licensed in 19 states
- VA loan
- First-time buyer
- Real estate investor
- Construction loan
- AL listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2024 (per Florida records)
- States 20 years of experience (lender page, 2026-10-09)
- 9
Jake EllisonNMLS 2572241
Fairway Independent Mortgage Corporation · Richmond Hill, GA · licensed in 2 states
- VA loan
- AL listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2026 (per Florida records)
- States 23 years of experience (lender page, 2026-10-09)
- 10
Garry BerardiNMLS 79139
CrossCountry Mortgage · Alpharetta, GA · licensed in 6 states
- VA loan
- FHA loan
- First-time buyer
- AL listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2017 (per Florida records)
- States 25 years of experience (lender page, 2026-10-09)
- 11
Chris ShumateNMLS 627360
Fairway Independent Mortgage Corporation · Duluth, GA · licensed in 6 states
- VA loan
- AL listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2015 (per Florida records)
- States 25 years of experience (lender page, 2026-10-09)
- 12
John LindbergNMLS 447760
Guild Mortgage · Martinez, GA · licensed in 5 states
- VA loan
- AL listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2024 (per Florida records)
- States 15 years of experience (lender page, 2026-10-09)
- 13
Fernando LopezNMLS 1783207
Guild Mortgage · Savannah, GA · licensed in 2 states
- VA loan
- First-time buyer
- AL listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- States 15 years of experience (lender page, 2026-10-09)
- 14
Jeremy McDonaldNMLS 1195266
Loan Factory · Mortgage broker · licensed in 2 states
- VA loan
- Down payment assistance
- AL listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2014 (per Florida records)
- States 20 years of experience (lender page, 2026-10-09)
- 15
Janet PrestwoodNMLS 215045
Union Home Mortgage · Prattville, AL · licensed in 3 states
- VA loan
- AL listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Office in Prattville, AL
- Licensed since 2019 (per Florida records)
- 16
Scott EvansNMLS 256163
CrossCountry Mortgage · San Diego, CA · licensed in 38 states
- VA loan
- Jumbo loan
- FHA loan
- AL listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2013 (per Florida records)
- 17
Lisa PhillipsNMLS 1040007
CrossCountry Mortgage · Melville, NY · licensed in 3 states
- VA loan
- Real estate investor
- First-time buyer
- AL listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2026 (per Florida records)
- States 13 years of experience (lender page, 2026-10-09)
- 18
Heather LewisNMLS 1876917
CrossCountry Mortgage · Huntsville, AL · licensed in 2 states
- VA loan
- AL listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Office in Huntsville, AL
- Licensed since 2019 (per Florida records)
- 19
Dan KrausNMLS 40222
Churchill Mortgage · Brentwood, TN · licensed in 16 states
- VA loan
- FHA loan
- First-time buyer
- Real estate investor
- AL listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2018 (per Florida records)
- States 24 years of experience (lender page, 2026-10-09)
- 20
Lee DozierNMLS 40422
Churchill Mortgage · Brentwood, TN · licensed in 9 states
- VA loan
- FHA loan
- First-time buyer
- Real estate investor
- AL listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2017 (per Florida records)
- States 29 years of experience (lender page, 2026-10-09)
- 21
Heidi GageNMLS 213769
NFM Lending · Linthicum, MD · licensed in 27 states
- VA loan
- FHA loan
- Renovation loan (203k / HomeStyle)
- Jumbo loan
- AL listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2021 (per Florida records)
- States 30 years of experience (lender page, 2026-10-09)
- 22
James DealNMLS 461209
Homeowners Financial Group · Atlanta, GA · licensed in 5 states
- VA loan
- Bank statement loan
- FHA loan
- Foreign national
- AL listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2021 (per Florida records)
- States 30 years of experience (lender page, 2026-10-09)
- 23
Anders Brockett ComerNMLS 544339
Homeowners Financial Group · Marietta, GA · licensed in 4 states
- VA loan
- Jumbo loan
- AL listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2025 (per Florida records)
- States 22 years of experience (lender page, 2026-10-09)
- 24
Nick RedheadNMLS 594824
Embrace Home Loans · Tampa, FL · licensed in 5 states
- VA loan
- Non-QM loan
- Real estate investor
- Reverse mortgage
- AL listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2021 (per Florida records)
- States 23 years of experience (lender page, 2026-10-09)
- 25
Domonique GrayNMLS 900558
Churchill Mortgage · Brentwood, TN · licensed in 31 states
- VA loan
- FHA loan
- First-time buyer
- Real estate investor
- AL listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2023 (per Florida records)
- States 30 years of experience (lender page, 2026-10-09)
Before you choose
Entitlement calculations, funding fee exemptions and VA appraisal rules reward a loan officer who closes VA loans often.
- How many VA loans have you closed in the last year?
- Can you check my remaining entitlement and funding fee status?
- How do you handle a low VA appraisal or the tidewater process?
How this list is ranked
Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers are listed when a AL license is confirmed with the state regulator (check mark), AL is listed on their lender page, or they work at a bank or credit union (likely federally registered; verify at NMLS). Then branch location, experience (licensed since, per the regulator records we hold) and profile completeness. Disciplinary history is not yet checked by LenDb; verify at NMLS Consumer Access. No paid placement. Methodology.
Same list as JSON: /api/v1/loan-officers?specialty=va&state=AL. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.