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Borrower situations · Alabama

Loan officers for real estate investors in Alabama

As of 2026-10-09, LenDb lists 64 loan officers licensed in or based in Alabama whose lender pages show Real estate investor work. The top-ranked are Adam Workman (CrossCountry Mortgage, Charlotte), Eric Rosemary (CrossCountry Mortgage, Boca Raton) and David Simmons (CrossCountry Mortgage, Fort Walton Beach). Ranking is lender-neutral: specialty evidence first, then a license in AL, branch location, experience and profile completeness. Nobody pays for placement.

Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.

Ranked, with reasons · top 25

  1. 1

    Adam WorkmanNMLS 128183

    CrossCountry Mortgage · Charlotte, NC · licensed in 42 states

    • Real estate investor
    • First-time buyer
    • VA loan
    • FHA loan
    • AL listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Real estate investor on lender page (lender page, verified 2026-10-09)
    • Licensed since 2020 (per Florida records)
    • States 20 years of experience (lender page, 2026-10-09)
  2. 2

    Eric RosemaryNMLS 301253

    CrossCountry Mortgage · Boca Raton, FL · licensed in 15 states

    • Real estate investor
    • Asset-based qualifying
    • Bank statement loan
    • DSCR loan
    • AL listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Real estate investor on lender page (lender page, verified 2026-10-09)
    • Licensed since 2012 (per Florida records)
    • States 20 years of experience (lender page, 2026-10-09)
  3. 3

    David SimmonsNMLS 546581

    CrossCountry Mortgage · Fort Walton Beach, FL · licensed in 3 states

    • Real estate investor
    • Self-employed
    • FHA loan
    • First-time buyer
    • AL listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Real estate investor on lender page (lender page, verified 2026-10-09)
    • Licensed since 2026 (per Florida records)
    • States 27 years of experience (lender page, 2026-10-09)
  4. 4

    Nick RedheadNMLS 594824

    Embrace Home Loans · Pensacola, FL · licensed in 5 states

    • Real estate investor
    • Non-QM loan
    • Reverse mortgage
    • Self-employed
    • AL listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Real estate investor on lender page (lender page, verified 2026-10-09)
    • Licensed since 2021 (per Florida records)
    • States 23 years of experience (lender page, 2026-10-09)
  5. 5

    Meg HicksNMLS 994024

    CrossCountry Mortgage · Vestavia, AL · licensed in 4 states

    • Real estate investor
    • FHA loan
    • First-time buyer
    • Jumbo loan
    • AL listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Real estate investor on lender page (lender page, verified 2026-10-09)
    • Office in Vestavia, AL
    • Licensed since 2015 (per Florida records)
    • States 14 years of experience (lender page, 2026-10-09)
  6. 6

    Aaron SandersNMLS 2555076

    CrossCountry Mortgage · Delray Beach, FL · licensed in 19 states

    • Real estate investor
    • First-time buyer
    • VA loan
    • Construction loan
    • AL listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Real estate investor on lender page (lender page, verified 2026-10-09)
    • Licensed since 2024 (per Florida records)
    • States 20 years of experience (lender page, 2026-10-09)
  7. 7

    Sharon ThompsonNMLS 144797

    Fairway Independent Mortgage Corporation · Foley, AL · licensed in 3 states

    • Real estate investor
    • AL listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Real estate investor on lender page (lender page, verified 2026-10-09)
    • Office in Foley, AL
    • Licensed since 2020 (per Florida records)
    • States 30 years of experience (lender page, 2026-10-09)
  8. 8

    Joe McBreenNMLS 686541

    CrossCountry Mortgage · Michigan City, IN · licensed in 22 states

    • Real estate investor
    • First-time buyer
    • FHA loan
    • AL listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Real estate investor on lender page (lender page, verified 2026-10-09)
    • Licensed since 2018 (per Florida records)
    • States 16 years of experience (lender page, 2026-10-09)
  9. 9

    Jeffrey ZulaufNMLS 18566

    CrossCountry Mortgage · Suwanee, GA · licensed in 22 states

    • Real estate investor
    • Condo
    • First-time buyer
    • AL listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Real estate investor on lender page (lender page, verified 2026-10-09)
    • Licensed since 2019 (per Florida records)
    • States 15 years of experience (lender page, 2026-10-09)
  10. 10

    Devin FahrnerNMLS 399405

    American Pacific Mortgage · Eagle, ID · licensed in 17 states

    • Real estate investor
    • VA loan
    • First-time buyer
    • Reverse mortgage
    • AL listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Real estate investor on lender page (lender page, verified 2026-10-09)
    • Licensed since 2024 (per Colorado records)
    • States 30 years of experience (lender page, 2026-10-09)
  11. 11

    Maggie MikaitisNMLS 1395394

    CrossCountry Mortgage · Chicago, IL · licensed in 36 states

    • Real estate investor
    • Condo
    • Jumbo loan
    • Non-QM loan
    • AL listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Real estate investor on lender page (lender page, verified 2026-10-09)
    • Licensed since 2018 (per Florida records)
    • States 13 years of experience (lender page, 2026-10-09)
  12. 12

    Greg FearnleyNMLS 2643728

    CrossCountry Mortgage · Tampa, FL · licensed in 26 states

    • Real estate investor
    • VA loan
    • Renovation loan (203k / HomeStyle)
    • First-time buyer
    • AL listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Real estate investor on lender page (lender page, verified 2026-10-09)
    • Licensed since 2025 (per Florida records)
    • States 11 years of experience (lender page, 2026-10-09)
  13. 13

    John McCabeNMLS 1224505

    CrossCountry Mortgage · Clarksville, TN · licensed in 5 states

    • Real estate investor
    • VA loan
    • FHA loan
    • First-time buyer
    • AL listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Real estate investor on lender page (lender page, verified 2026-10-09)
    • Licensed since 2017 (per Florida records)
    • States 12 years of experience (lender page, 2026-10-09)
  14. 14

    Molly Barndt, MBA, CSCPNMLS 2236749

    CrossCountry Mortgage · Chicago, IL · licensed in 29 states

    • Real estate investor
    • Physician and medical professional
    • Jumbo loan
    • Non-QM loan
    • AL listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Real estate investor on lender page (lender page, verified 2026-10-09)
    • Licensed since 2025 (per Florida records)
    • States 5 years of experience (lender page, 2026-10-09)
  15. 15

    Cissy BaconNMLS 36702

    CrossCountry Mortgage · Mobile, AL · licensed in 3 states

    • Real estate investor
    • Down payment assistance
    • Jumbo loan
    • Non-QM loan
    • AL listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Real estate investor on lender page (lender page, verified 2026-10-09)
    • Office in Mobile, AL
    • Licensed since 2010 (per Florida records)
  16. 16

    Shawn KaplanNMLS 184641

    CrossCountry Mortgage · Franklin, TN · licensed in 9 states

    • Real estate investor
    • Non-QM loan
    • VA loan
    • FHA loan
    • AL listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Real estate investor on lender page (lender page, verified 2026-10-09)
    • Licensed since 2023 (per Florida records)
    • States 20 years of experience (lender page, 2026-10-09)
  17. 17

    Tammy FrithNMLS 190264

    CrossCountry Mortgage · Destin, FL · licensed in 5 states

    • Real estate investor
    • Non-QM loan
    • Condo
    • Jumbo loan
    • AL listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Real estate investor on lender page (lender page, verified 2026-10-09)
    • Licensed since 2017 (per Florida records)
    • States 30 years of experience (lender page, 2026-10-09)
  18. 18

    Heather CraigNMLS 325921

    CrossCountry Mortgage · Delray Beach, FL · licensed in 7 states

    • Real estate investor
    • Jumbo loan
    • HELOC
    • AL listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Real estate investor on lender page (lender page, verified 2026-10-09)
    • Licensed since 2011 (per Florida records)
    • States 30 years of experience (lender page, 2026-10-09)
  19. 19

    Joe DonovanNMLS 1450210

    CrossCountry Mortgage · Suwanee, GA · licensed in 6 states

    • Real estate investor
    • First-time buyer
    • Renovation loan (203k / HomeStyle)
    • VA loan
    • AL listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Real estate investor on lender page (lender page, verified 2026-10-09)
    • Licensed since 2026 (per Florida records)
    • States 20 years of experience (lender page, 2026-10-09)
  20. 20

    AJ DiCarloNMLS 2488670

    CrossCountry Mortgage · Fort Walton Beach, FL · licensed in 11 states

    • Real estate investor
    • First-time buyer
    • Construction loan
    • VA loan
    • AL listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Real estate investor on lender page (lender page, verified 2026-10-09)
    • Licensed since 2023 (per Florida records)
    • States 21 years of experience (lender page, 2026-10-09)
  21. 21

    Jeffrey AronheimNMLS 235233

    CrossCountry Mortgage · Greenwood Village, CO · licensed in 33 states

    • Real estate investor
    • Construction loan
    • Non-QM loan
    • AL listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Real estate investor on lender page (lender page, verified 2026-10-09)
    • Licensed since 2007 (per Colorado records)
  22. 22

    Andrea WestNMLS 543208

    CrossCountry Mortgage · Slidell, LA · licensed in 3 states

    • Real estate investor
    • Condo
    • First-time buyer
    • AL listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Real estate investor on lender page (lender page, verified 2026-10-09)
    • Licensed since 2023 (per Florida records)
  23. 23

    Kyla WhitmoreNMLS 656799

    Success Mortgage Partners · Anniston, AL · licensed in 3 states

    • Real estate investor
    • First-time buyer
    • AL listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Real estate investor on lender page (lender page, verified 2026-10-09)
    • Office in Anniston, AL
    • States 13 years of experience (lender page, 2026-10-09)
  24. 24

    Sonia HashimiNMLS 965240

    Loan Factory · Mortgage broker · licensed in 17 states

    • Real estate investor
    • First-time buyer
    • AL listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Real estate investor on lender page (lender page, verified 2026-10-09)
    • Licensed since 2020 (per Florida records)
  25. 25

    Daniel TaylorNMLS 2129152

    Homeowners Financial Group · Marietta, GA · licensed in 5 states

    • Real estate investor
    • AL listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Real estate investor on lender page (lender page, verified 2026-10-09)
    • Licensed since 2024 (per Florida records)

Before you choose

Agency limits on financed properties, reserves and rental income treatment push experienced investors toward specialized lenders.

  • How many financed properties can I have with your programs?
  • Can I close in an LLC?
  • Do you offer DSCR or portfolio loans if I hit agency limits?

More about Real estate investor

How this list is ranked

Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers are listed when a AL license is confirmed with the state regulator (check mark), AL is listed on their lender page, or they work at a bank or credit union (likely federally registered; verify at NMLS). Then branch location, experience (licensed since, per the regulator records we hold) and profile completeness. Disciplinary history is not yet checked by LenDb; verify at NMLS Consumer Access. No paid placement. Methodology.

Same list as JSON: /api/v1/loan-officers?specialty=investor&state=AL. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.