Borrower situations · Maryland
Loan officers for borrowers who qualify on assets in Maryland
As of 2026-10-09, LenDb lists 4 loan officers licensed in or based in Maryland whose lender pages show Asset-based qualifying work. The top-ranked are Ronald Atamian (CrossCountry Mortgage, Allentown), Iris Legaspi (First Citizens Bank, San Diego) and William Commons (Assurance Financial, Baton Rouge). Ranking is lender-neutral: specialty evidence first, then a license in MD, branch location, experience and profile completeness. Nobody pays for placement.
Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.
Ranked, with reasons · top 4
- 1
Ronald AtamianNMLS 963318
CrossCountry Mortgage · Allentown, PA · licensed in 6 states
- Asset-based qualifying
- 1099 income
- Bank statement loan
- Down payment assistance
- Lists Asset-based qualifying on lender page (lender page, verified 2026-10-09)
- Licensed in MD (listed on lender page, verified 2026-10-09)
- 5 years licensed
- 2
Iris LegaspiNMLS 690505
First Citizens Bank · San Diego, CA · licensed in 35 states
- Asset-based qualifying
- Down payment assistance
- First-time buyer
- Jumbo loan
- Lists Asset-based qualifying on lender page (lender page, verified 2026-10-09)
- Licensed in MD (listed on lender page, verified 2026-10-09)
- 17 years experience (stated on lender page, 2026-10-09)
- 3
William CommonsNMLS 79745
Assurance Financial · Baton Rouge, LA · licensed in 36 states
- Asset-based qualifying
- Bank statement loan
- DSCR loan
- Lists Asset-based qualifying on lender page (lender page, verified 2026-10-09)
- Licensed in MD (listed on lender page, verified 2026-10-09)
- 7 years licensed
- 4
Susan van de PollNMLS 831038
Xpert Home Lending · Mortgage broker · Colorado · licensed in 4 states
- Asset-based qualifying
- FHA loan
- Jumbo loan
- VA loan
- Lists Asset-based qualifying on lender page (lender page, verified 2026-10-09)
- Licensed in MD (listed on lender page, verified 2026-10-09)
- 3 years licensed
Before you choose
Which accounts count, at what percentage, and over what term differs across lenders and programs.
- Which accounts count toward asset qualifying, and at what percentage?
- How do you calculate monthly income from my assets?
- Is this an agency or a non-QM program?
How this list is ranked
Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers must be licensed in MD or have a branch there. Then branch location, years licensed and profile completeness. Disciplinary history is not yet checked by LenDb; verify at NMLS Consumer Access. No paid placement. Methodology.
Same list as JSON: /api/v1/loan-officers?specialty=asset-based&state=MD. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.