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Loan programs · Maryland

Construction loan officers in Maryland

As of 2026-10-09, LenDb lists 53 loan officers licensed in or based in Maryland whose lender pages show Construction loan work. The top-ranked are Bruce Rider (First Heritage Mortgage, Prince Frederick), Kevin Sapp (Guild Mortgage, Timonium) and Lee Blades (CrossCountry Mortgage, Reston). Ranking is lender-neutral: specialty evidence first, then a license in MD, branch location, experience and profile completeness. Nobody pays for placement.

Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.

Ranked, with reasons · top 25

  1. 1

    Bruce RiderNMLS 311915

    First Heritage Mortgage · Prince Frederick, MD · licensed in 2 states

    • Construction loan
    • FHA loan
    • VA loan
    • USDA loan
    • Lists Construction loan on lender page (lender page, verified 2026-10-09)
    • Licensed in MD (listed on lender page, verified 2026-10-09)
    • Branch in Maryland
    • 20 years experience (stated on lender page, 2026-10-09)
  2. 2

    Kevin SappNMLS 396744

    Guild Mortgage · Timonium, MD · licensed in 3 states

    • Construction loan
    • Lists Construction loan on lender page (lender page, verified 2026-10-09)
    • Licensed in MD (listed on lender page, verified 2026-10-09)
    • Branch in Maryland
    • 30 years experience (stated on lender page, 2026-10-09)
  3. 3

    Lee BladesNMLS 144593

    CrossCountry Mortgage · Reston, VA · licensed in 7 states

    • Construction loan
    • Lists Construction loan on lender page (lender page, verified 2026-10-09)
    • Licensed in MD (listed on lender page, verified 2026-10-09)
    • 8 years licensed
    • No disciplinary actions on file at LenDb
  4. 4

    James F. GaudiosiNMLS 474088

    Atlantic Coast Mortgage · Fairfax, VA · licensed in 3 states

    • Construction loan
    • FHA loan
    • Renovation loan (203k / HomeStyle)
    • VA loan
    • Lists Construction loan on lender page (lender page, verified 2026-10-09)
    • Licensed in MD (listed on lender page, verified 2026-10-09)
    • 23 years experience (stated on lender page, 2026-10-09)
    • No disciplinary actions on file at LenDb
  5. 5

    Scott EisgrauNMLS 139186

    Atlantic Coast Mortgage · Owings Mills, MD · licensed in 6 states

    • Construction loan
    • FHA loan
    • Jumbo loan
    • Renovation loan (203k / HomeStyle)
    • Lists Construction loan on lender page (lender page, verified 2026-10-09)
    • Licensed in MD (listed on lender page, verified 2026-10-09)
    • Branch in Maryland
    • 9 years licensed
  6. 6

    Jordan TaylorNMLS 1862550

    Fairway Independent Mortgage Corporation · Fredericksburg, VA · licensed in 15 states

    • Construction loan
    • DSCR loan
    • FHA loan
    • Jumbo loan
    • Lists Construction loan on lender page (lender page, verified 2026-10-09)
    • Licensed in MD (listed on lender page, verified 2026-10-09)
    • 4 years licensed
    • No disciplinary actions on file at LenDb
  7. 7

    Bruce BrinkerhoffNMLS 639483

    CrossCountry Mortgage · Cleveland, OH · licensed in 50 states

    • Construction loan
    • Lists Construction loan on lender page (lender page, verified 2026-10-09)
    • Licensed in MD (listed on lender page, verified 2026-10-09)
    • 7 years licensed
    • No disciplinary actions on file at LenDb
  8. 8

    James IgbinoviaNMLS 626688

    CrossCountry Mortgage · Scottsdale, AZ · licensed in 29 states

    • Construction loan
    • Self-employed
    • Jumbo loan
    • USDA loan
    • Lists Construction loan on lender page (lender page, verified 2026-10-09)
    • Licensed in MD (listed on lender page, verified 2026-10-09)
    • 20 years experience (stated on lender page, 2026-10-09)
    • No disciplinary actions on file at LenDb
  9. 9

    Martha PfeifferNMLS 1722079

    CrossCountry Mortgage · Dover, DE · licensed in 2 states

    • Construction loan
    • VA loan
    • FHA loan
    • Lists Construction loan on lender page (lender page, verified 2026-10-09)
    • Licensed in MD (listed on lender page, verified 2026-10-09)
    • 20 years experience (stated on lender page, 2026-10-09)
    • No disciplinary actions on file at LenDb
  10. 10

    Mea DanigelisNMLS 770981

    Atlantic Coast Mortgage · Fairfax, VA · licensed in 9 states

    • Construction loan
    • FHA loan
    • First-time buyer
    • USDA loan
    • Lists Construction loan on lender page (lender page, verified 2026-10-09)
    • Licensed in MD (listed on lender page, verified 2026-10-09)
    • 9 years licensed
    • No disciplinary actions on file at LenDb
  11. 11

    Dan MurphyNMLS 2765982

    First Home Mortgage · Chevy Chase, MD · licensed in 6 states

    • Construction loan
    • Co-op
    • FHA loan
    • First-time buyer
    • Lists Construction loan on lender page (lender page, verified 2026-10-09)
    • Licensed in MD (listed on lender page, verified 2026-10-09)
    • Branch in Maryland
    • No disciplinary actions on file at LenDb
  12. 12

    Alex DykesNMLS 1638497

    Guild Mortgage · Arlington, VA · licensed in 16 states

    • Construction loan
    • First-time buyer
    • Real estate investor
    • Lists Construction loan on lender page (lender page, verified 2026-10-09)
    • Licensed in MD (listed on lender page, verified 2026-10-09)
    • 5 years licensed
    • No disciplinary actions on file at LenDb
  13. 13

    Vince CurcioNMLS 102096

    First Heritage Mortgage · Mt. Pleasant, SC · licensed in 8 states

    • Construction loan
    • Condo
    • Renovation loan (203k / HomeStyle)
    • Lists Construction loan on lender page (lender page, verified 2026-10-09)
    • Licensed in MD (listed on lender page, verified 2026-10-09)
    • 5 years licensed
    • No disciplinary actions on file at LenDb
  14. 14

    Mike TravisNMLS 177511

    First Heritage Mortgage · Wake Forest, NC · licensed in 6 states

    • Construction loan
    • FHA loan
    • First-time buyer
    • Renovation loan (203k / HomeStyle)
    • Lists Construction loan on lender page (lender page, verified 2026-10-09)
    • Licensed in MD (listed on lender page, verified 2026-10-09)
    • 12 years licensed
    • No disciplinary actions on file at LenDb
  15. 15

    Matthew BrownNMLS 1254520

    Loan Factory · Mortgage broker · Austin, TX · licensed in 28 states

    • Construction loan
    • Renovation loan (203k / HomeStyle)
    • FHA loan
    • HELOC
    • Lists Construction loan on lender page (lender page, verified 2026-10-09)
    • Licensed in MD (listed on lender page, verified 2026-10-09)
    • 10 years licensed
    • No disciplinary actions on file at LenDb
  16. 16

    Scott LaceyNMLS 8154

    Guild Mortgage · Lincoln, RI · licensed in 22 states

    • Construction loan
    • Renovation loan (203k / HomeStyle)
    • Lists Construction loan on lender page (lender page, verified 2026-10-09)
    • Licensed in MD (listed on lender page, verified 2026-10-09)
    • 6 years licensed
    • No disciplinary actions on file at LenDb
  17. 17

    Brad ZerbeNMLS 161236

    NFM Lending · Haddonfield, NJ · licensed in 7 states

    • Construction loan
    • FHA loan
    • Renovation loan (203k / HomeStyle)
    • USDA loan
    • Lists Construction loan on lender page (lender page, verified 2026-10-09)
    • Licensed in MD (listed on lender page, verified 2026-10-09)
    • 1 years licensed
    • No disciplinary actions on file at LenDb
  18. 18

    Anthony SadlerNMLS 460172

    Guild Mortgage · Newark, DE · licensed in 5 states

    • Construction loan
    • Jumbo loan
    • Lists Construction loan on lender page (lender page, verified 2026-10-09)
    • Licensed in MD (listed on lender page, verified 2026-10-09)
    • 4 years licensed
    • No disciplinary actions on file at LenDb
  19. 19

    Irini LuluNMLS 482084

    CrossCountry Mortgage · Plymouth Meeting, PA · licensed in 8 states

    • Construction loan
    • Non-QM loan
    • Real estate investor
    • Lists Construction loan on lender page (lender page, verified 2026-10-09)
    • Licensed in MD (listed on lender page, verified 2026-10-09)
    • 7 years licensed
    • No disciplinary actions on file at LenDb
  20. 20

    Pamela RothwellNMLS 1795698

    First Heritage Mortgage · licensed in 6 states

    • Construction loan
    • New construction
    • Renovation loan (203k / HomeStyle)
    • Lists Construction loan on lender page (lender page, verified 2026-10-09)
    • Licensed in MD (listed on lender page, verified 2026-10-09)
    • 1 years licensed
    • No disciplinary actions on file at LenDb
  21. 21

    Lenny GordonNMLS 659221

    Truist Bank · Rockville, MD

    • Construction loan
    • First-time buyer
    • Jumbo loan
    • Physician and medical professional
    • Lists Construction loan on lender page (lender page, verified 2026-10-09)
    • Branch in Maryland; no license list on file yet, verify at NMLS Consumer Access
    • No disciplinary actions on file at LenDb
  22. 22

    Shirley MuellerNMLS 336103

    CrossCountry Mortgage · Austin, TX · licensed in 20 states

    • Construction loan
    • Renovation loan (203k / HomeStyle)
    • VA loan
    • Lists Construction loan on lender page (lender page, verified 2026-10-09)
    • Licensed in MD (listed on lender page, verified 2026-10-09)
    • 6 years licensed
    • No disciplinary actions on file at LenDb
  23. 23

    JJ EllongNMLS 660192

    CrossCountry Mortgage · Orlando, FL · licensed in 5 states

    • Construction loan
    • Condo
    • Down payment assistance
    • Jumbo loan
    • Lists Construction loan on lender page (lender page, verified 2026-10-09)
    • Licensed in MD (listed on lender page, verified 2026-10-09)
    • 4 years licensed
    • No disciplinary actions on file at LenDb
  24. 24

    Peter A. Brock II, MBANMLS 905596

    CrossCountry Mortgage · Greenville, SC · licensed in 8 states

    • Construction loan
    • Renovation loan (203k / HomeStyle)
    • VA loan
    • Lists Construction loan on lender page (lender page, verified 2026-10-09)
    • Licensed in MD (listed on lender page, verified 2026-10-09)
    • 4 years licensed
    • No disciplinary actions on file at LenDb
  25. 25

    Jeffrey NovotnyNMLS 1415391

    First Heritage Mortgage · Gaithersburg, MD · licensed in 9 states

    • Construction loan
    • Jumbo loan
    • First-time buyer
    • Real estate investor
    • Lists Construction loan on lender page (lender page, verified 2026-10-09)
    • Licensed in MD (listed on lender page, verified 2026-10-09)
    • Branch in Maryland
    • 2 years licensed

Before you choose

Builder approval, draw management and appraisals based on plans require a lender with a construction department.

  • Do you offer one-time close construction loans?
  • What do you require to approve my builder?
  • How are draws released during the build?

More about Construction loan

How this list is ranked

Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers must be licensed in MD or have a branch there. Then branch location, years licensed and profile completeness. Disciplinary actions lower the score and are always shown. No paid placement. Methodology.

Same list as JSON: /api/v1/loan-officers?specialty=construction&state=MD. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.