LenDb.ai

Borrower situations · Washington

Loan officers for borrowers who qualify on assets in Washington

As of 2026-10-09, LenDb lists 9 loan officers licensed in or based in Washington whose lender pages show Asset-based qualifying work. The top-ranked are Olivia Cox Paulson (Guild Mortgage, Portland), Brandon Hansen (Guild Mortgage, Toquerville) and George Pressley (Loan Factory). Ranking is lender-neutral: specialty evidence first, then a license in WA, branch location, experience and profile completeness. Nobody pays for placement.

Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.

Ranked, with reasons · top 8

  1. 1

    Olivia Cox PaulsonNMLS 209281

    Guild Mortgage · Portland, OR · licensed in 5 states

    • Asset-based qualifying
    • Down payment assistance
    • First-time buyer
    • Jumbo loan
    • WA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Asset-based qualifying on lender page (lender page, verified 2026-10-09)
    • States 20 years of experience (lender page, 2026-10-09)
  2. 2

    Brandon HansenNMLS 283559

    Guild Mortgage · Toquerville, UT · licensed in 11 states

    • Asset-based qualifying
    • Reverse mortgage
    • WA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Asset-based qualifying on lender page (lender page, verified 2026-10-09)
    • Licensed since 2018 (per Florida records)
    • States 25 years of experience (lender page, 2026-10-09)
  3. 3

    George PressleyNMLS 94040

    Loan Factory · Mortgage broker · Washington

    • Asset-based qualifying
    • 1099 income
    • Bank statement loan
    • Construction loan
    • WA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Asset-based qualifying on lender page (lender page, verified 2026-10-09)
    • Office in Washington
    • States 30 years of experience (lender page, 2026-10-09)
  4. 4

    Alex RamirezNMLS 450556

    Xpert Home Lending · Mortgage broker · licensed in 5 states

    • Asset-based qualifying
    • VA loan
    • Bank statement loan
    • Down payment assistance
    • WA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Asset-based qualifying on lender page (lender page, verified 2026-10-09)
    • Licensed since 2025 (per Florida records)
    • States 21 years of experience (lender page, 2026-10-09)
  5. 5

    Iris LegaspiNMLS 690505

    First Citizens Bank · Bank · San Diego, CA · licensed in 35 states

    • Asset-based qualifying
    • Down payment assistance
    • First-time buyer
    • Jumbo loan
    • WA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Asset-based qualifying on lender page (lender page, verified 2026-10-09)
    • States 17 years of experience (lender page, 2026-10-09)
  6. 6

    William CommonsNMLS 79745

    Assurance Financial · Baton Rouge, LA · licensed in 36 states

    • Asset-based qualifying
    • Bank statement loan
    • DSCR loan
    • WA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Asset-based qualifying on lender page (lender page, verified 2026-10-09)
    • Licensed since 2019 (per Colorado records)
  7. 7

    Renee KonstantineNMLS 1360025

    C2 Financial Corporation · Mortgage broker · licensed in 2 states

    • Asset-based qualifying
    • FHA loan
    • Reverse mortgage
    • Jumbo loan
    • WA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Asset-based qualifying on lender page (lender page, verified 2026-10-09)
  8. 8

    Heather IdeNMLS 1633658

    Xpert Home Lending · Mortgage broker · licensed in 2 states

    • Asset-based qualifying
    • Down payment assistance
    • FHA loan
    • USDA loan
    • WA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Asset-based qualifying on lender page (lender page, verified 2026-10-09)

Before you choose

Which accounts count, at what percentage, and over what term differs across lenders and programs.

  • Which accounts count toward asset qualifying, and at what percentage?
  • How do you calculate monthly income from my assets?
  • Is this an agency or a non-QM program?

More about Asset-based qualifying

How this list is ranked

Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers are listed when a WA license is confirmed with the state regulator (check mark), WA is listed on their lender page, or they work at a bank or credit union (likely federally registered; verify at NMLS). Then branch location, experience (licensed since, per the regulator records we hold) and profile completeness. Disciplinary history is not yet checked by LenDb; verify at NMLS Consumer Access. No paid placement. Methodology.

Same list as JSON: /api/v1/loan-officers?specialty=asset-based&state=WA. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.