Loan programs · Maryland
USDA loan officers in Maryland
As of 2026-10-09, LenDb lists 75 loan officers licensed in or based in Maryland whose lender pages show USDA loan work. The top-ranked are Ron Riccitelli Jr (CrossCountry Mortgage, Bel Air), Kevin Holmes (NFM Lending, Linthicum) and Bruce Rider (First Heritage Mortgage, Prince Frederick). Ranking is lender-neutral: specialty evidence first, then a license in MD, branch location, experience and profile completeness. Nobody pays for placement.
Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.
Ranked, with reasons · top 25
- 1
Ron Riccitelli JrNMLS 144907
CrossCountry Mortgage · Bel Air, MD · licensed in 5 states
- USDA loan
- FHA loan
- Jumbo loan
- VA loan
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Licensed in MD (listed on lender page, verified 2026-10-09)
- Branch in Maryland
- 21 years experience (stated on lender page, 2026-10-09)
- 2
Kevin HolmesNMLS 193246
NFM Lending · Linthicum, MD · licensed in 23 states
- USDA loan
- FHA loan
- First-time buyer
- Jumbo loan
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Licensed in MD (listed on lender page, verified 2026-10-09)
- Branch in Maryland
- 14 years licensed
- 3
Bruce RiderNMLS 311915
First Heritage Mortgage · Prince Frederick, MD · licensed in 2 states
- USDA loan
- Construction loan
- FHA loan
- VA loan
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Licensed in MD (listed on lender page, verified 2026-10-09)
- Branch in Maryland
- 20 years experience (stated on lender page, 2026-10-09)
- 4
Aimee MinnisNMLS 1403192
NFM Lending · Linthicum, MD · licensed in 4 states
- USDA loan
- FHA loan
- VA loan
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Licensed in MD (listed on lender page, verified 2026-10-09)
- Branch in Maryland
- 10 years licensed
- 5
Jason FoxNMLS 179208
NFM Lending · Frederick, MD · licensed in 18 states
- USDA loan
- DSCR loan
- FHA loan
- First-time buyer
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Licensed in MD (listed on lender page, verified 2026-10-09)
- Branch in Maryland
- 8 years licensed
- 6
Wayne PalkovicNMLS 201581
Embrace Home Loans · Martinsburg, WV · licensed in 4 states
- USDA loan
- FHA loan
- Jumbo loan
- VA loan
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Licensed in MD (listed on lender page, verified 2026-10-09)
- 43 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 7
Jason NaderNMLS 313085
First Home Mortgage · Annapolis, MD · licensed in 7 states
- USDA loan
- FHA loan
- First-time buyer
- VA loan
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Licensed in MD (listed on lender page, verified 2026-10-09)
- Branch in Maryland
- 6 years licensed
- 8
Dennis SullivanNMLS 170161
Southern Trust Mortgage · Annapolis, MD · licensed in 12 states
- USDA loan
- FHA loan
- VA loan
- Down payment assistance
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Licensed in MD (listed on lender page, verified 2026-10-09)
- Branch in Maryland
- 4 years licensed
- 9
Andrea TroutNMLS 183903
Guild Mortgage · Columbia, MD · licensed in 5 states
- USDA loan
- FHA loan
- First-time buyer
- VA loan
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Licensed in MD (listed on lender page, verified 2026-10-09)
- Branch in Maryland
- 4 years licensed
- 10
Jason InglishNMLS 934863
ALCOVA Mortgage · Cumberland, MD · licensed in 7 states
- USDA loan
- FHA loan
- First-time buyer
- Real estate investor
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Licensed in MD (listed on lender page, verified 2026-10-09)
- Branch in Maryland
- 4 years licensed
- 11
Jolayne CraigNMLS 290277
Atlantic Coast Mortgage · Fredericksburg, VA · licensed in 4 states
- USDA loan
- FHA loan
- Renovation loan (203k / HomeStyle)
- VA loan
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Licensed in MD (listed on lender page, verified 2026-10-09)
- 30 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 12
Lori JuleNMLS 190409
Atlantic Coast Mortgage · Fairfax, VA · licensed in 27 states
- USDA loan
- FHA loan
- Jumbo loan
- VA loan
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Licensed in MD (listed on lender page, verified 2026-10-09)
- 15 years licensed
- No disciplinary actions on file at LenDb
- 13
Haley HoytNMLS 1832547
First Home Mortgage · Dunkirk, MD · licensed in 4 states
- USDA loan
- VA loan
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Licensed in MD (listed on lender page, verified 2026-10-09)
- Branch in Maryland
- 2 years licensed
- 14
Nicholas Michael MautinoNMLS 146613
NFM Lending · Crofton, MD · licensed in 3 states
- USDA loan
- FHA loan
- Jumbo loan
- VA loan
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Licensed in MD (listed on lender page, verified 2026-10-09)
- Branch in Maryland
- 25 years experience (stated on lender page, 2026-10-09)
- 15
Erin JohnsonNMLS 215208
First Home Mortgage · La Plata, MD · licensed in 6 states
- USDA loan
- Down payment assistance
- FHA loan
- First-time buyer
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Licensed in MD (listed on lender page, verified 2026-10-09)
- Branch in Maryland
- 0 years licensed
- 16
Matt MierasNMLS 245686
Guild Mortgage · Charleston, SC · licensed in 8 states
- USDA loan
- FHA loan
- First-time buyer
- Jumbo loan
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Licensed in MD (listed on lender page, verified 2026-10-09)
- 10 years licensed
- No disciplinary actions on file at LenDb
- 17
Chad VogelNMLS 461953
Guild Mortgage · Columbia, MD · licensed in 5 states
- USDA loan
- VA loan
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Licensed in MD (listed on lender page, verified 2026-10-09)
- Branch in Maryland
- 24 years experience (stated on lender page, 2026-10-09)
- 18
Chase CusackNMLS 1288538
First Home Mortgage · Annapolis, MD · licensed in 3 states
- USDA loan
- FHA loan
- First-time buyer
- New construction
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Licensed in MD (listed on lender page, verified 2026-10-09)
- Branch in Maryland
- No disciplinary actions on file at LenDb
- 19
Don RyanNMLS 455889
Southern Trust Mortgage · Frostburg, MD · licensed in 6 states
- USDA loan
- FHA loan
- First-time buyer
- Jumbo loan
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Licensed in MD (listed on lender page, verified 2026-10-09)
- Branch in Maryland
- 0 years licensed
- 20
Gregory Michael WestNMLS 1447959
Loan Factory · licensed in 9 states
- USDA loan
- ITIN borrower
- VA loan
- First-time buyer
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Licensed in MD (listed on lender page, verified 2026-10-09)
- 10 years licensed
- No disciplinary actions on file at LenDb
- 21
Mea DanigelisNMLS 770981
Atlantic Coast Mortgage · Fairfax, VA · licensed in 9 states
- USDA loan
- Construction loan
- FHA loan
- First-time buyer
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Licensed in MD (listed on lender page, verified 2026-10-09)
- 9 years licensed
- No disciplinary actions on file at LenDb
- 22
Laura ReeseNMLS 224067
First Home Mortgage · Bel Air, MD · licensed in 3 states
- USDA loan
- FHA loan
- VA loan
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Licensed in MD (listed on lender page, verified 2026-10-09)
- Branch in Maryland
- 0 years licensed
- 23
Tiffany ArnoldNMLS 646417
NFM Lending · Richmond, VA · licensed in 13 states
- USDA loan
- FHA loan
- VA loan
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Licensed in MD (listed on lender page, verified 2026-10-09)
- 5 years licensed
- No disciplinary actions on file at LenDb
- 24
Amanda BroomallNMLS 900029
Guild Mortgage · Middletown, DE · licensed in 3 states
- USDA loan
- Down payment assistance
- FHA loan
- First-time buyer
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Licensed in MD (listed on lender page, verified 2026-10-09)
- 4 years licensed
- No disciplinary actions on file at LenDb
- 25
Jeffrey MerkNMLS 1930460
First Heritage Mortgage · licensed in 7 states
- USDA loan
- FHA loan
- New construction
- VA loan
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Licensed in MD (listed on lender page, verified 2026-10-09)
- 6 years licensed
- No disciplinary actions on file at LenDb
Before you choose
Property location and household income limits must both qualify, and USDA approval adds time to the closing.
- Is this address in a USDA eligible area?
- Does my household income fall under the limit for this county?
- How long does USDA approval take with you right now?
How this list is ranked
Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers must be licensed in MD or have a branch there. Then branch location, years licensed and profile completeness. Disciplinary actions lower the score and are always shown. No paid placement. Methodology.
Same list as JSON: /api/v1/loan-officers?specialty=usda&state=MD. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.