Borrower situations · Michigan
Loan officers for borrowers with low credit scores in Michigan
As of 2026-10-09, LenDb lists 7 loan officers licensed in or based in Michigan whose lender pages show Low credit score work. The top-ranked are Anna Castillo-Martin (JPMorgan Chase Bank (Chase Home Lending), Kentwood), Ken Prost (Success Mortgage Partners, Cold Spring) and Terryl D Lewis (JPMorgan Chase Bank (Chase Home Lending), Detroit). Ranking is lender-neutral: specialty evidence first, then a license in MI, branch location, experience and profile completeness. Nobody pays for placement.
Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.
Ranked, with reasons · top 7
- 1
Anna Castillo-MartinNMLS 1091036
JPMorgan Chase Bank (Chase Home Lending) · Kentwood, MI
- Low credit score
- FHA loan
- First-time buyer
- Jumbo loan
- Lists Low credit score on lender page (lender page, verified 2026-10-09)
- Branch in Michigan; no license list on file yet, verify at NMLS Consumer Access
- 20 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 2
Ken ProstNMLS 63076
Success Mortgage Partners · Cold Spring, KY · licensed in 8 states
- Low credit score
- Lists Low credit score on lender page (lender page, verified 2026-10-09)
- Licensed in MI (listed on lender page, verified 2026-10-09)
- 8 years licensed
- No disciplinary actions on file at LenDb
- 3
Terryl D LewisNMLS 2007065
JPMorgan Chase Bank (Chase Home Lending) · Detroit, MI
- Low credit score
- FHA loan
- First-time buyer
- Self-employed
- Lists Low credit score on lender page (lender page, verified 2026-10-09)
- Branch in Michigan; no license list on file yet, verify at NMLS Consumer Access
- 15 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 4
Nabil BlaikNMLS 2142742
JPMorgan Chase Bank (Chase Home Lending) · Dearborn, MI
- Low credit score
- First-time buyer
- Jumbo loan
- Self-employed
- Lists Low credit score on lender page (lender page, verified 2026-10-09)
- Branch in Michigan; no license list on file yet, verify at NMLS Consumer Access
- 3 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 5
Andy PriceNMLS 175742
Price Mortgage · licensed in 27 states
- Low credit score
- Non-QM loan
- Lists Low credit score on lender page (lender page, verified 2026-10-09)
- Licensed in MI (listed on lender page, verified 2026-10-09)
- 5 years licensed
- No disciplinary actions on file at LenDb
- 6
Nick BoucherNMLS 1064332
Ruoff Mortgage · Fort Wayne, IN · licensed in 3 states
- Low credit score
- First-time buyer
- Real estate investor
- Lists Low credit score on lender page (lender page, verified 2026-10-09)
- Licensed in MI (listed on lender page, verified 2026-10-09)
- No disciplinary actions on file at LenDb
- 7
Ravi K BansalNMLS 2840451
Loan Factory · Seattle, WA · licensed in 19 states
- Low credit score
- Real estate investor
- Asset-based qualifying
- Bank statement loan
- Lists Low credit score on lender page (lender page, verified 2026-10-09)
- Licensed in MI (listed on lender page, verified 2026-10-09)
- 0 years licensed
- No disciplinary actions on file at LenDb
Before you choose
Lender overlays often exceed program minimums, so finding a lender that lends to the actual program floor matters.
- What is your actual minimum score for this program?
- Can you help me with a rapid rescore?
- How much will my score affect my rate and mortgage insurance?
How this list is ranked
Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers must be licensed in MI or have a branch there. Then branch location, years licensed and profile completeness. Disciplinary actions lower the score and are always shown. No paid placement. Methodology.
Same list as JSON: /api/v1/loan-officers?specialty=low-credit&state=MI. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.