Borrower situations · Michigan
Loan officers for self-employed borrowers in Michigan
As of 2026-10-09, LenDb lists 47 loan officers licensed in or based in Michigan whose lender pages show Self-employed work. The top-ranked are Jennifer Lehman (CrossCountry Mortgage, Mishawaka), Robin Thompson (Union Home Mortgage, Saint Clair) and Gus Dahlgren (Union Home Mortgage, East Lansing). Ranking is lender-neutral: specialty evidence first, then a license in MI, branch location, experience and profile completeness. Nobody pays for placement.
Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.
Ranked, with reasons · top 25
- 1
Jennifer LehmanNMLS 1588449
CrossCountry Mortgage · Mishawaka, IN · licensed in 2 states
- Self-employed
- Down payment assistance
- Non-QM loan
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Licensed in MI (listed on lender page, verified 2026-10-09)
- 25 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 2
Robin ThompsonNMLS 148063
Union Home Mortgage · Saint Clair, MI · licensed in 3 states
- Self-employed
- New construction
- First-time buyer
- FHA loan
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Licensed in MI (listed on lender page, verified 2026-10-09)
- Branch in Michigan
- 9 years licensed
- 3
Gus DahlgrenNMLS 80625
Union Home Mortgage · East Lansing, MI · licensed in 2 states
- Self-employed
- First-time buyer
- Real estate investor
- Bank statement loan
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Licensed in MI (listed on lender page, verified 2026-10-09)
- Branch in Michigan
- 4 years licensed
- 4
Kirk TaylorNMLS 312131
CrossCountry Mortgage · Naples, FL · licensed in 16 states
- Self-employed
- 1099 income
- Bank statement loan
- DSCR loan
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Licensed in MI (listed on lender page, verified 2026-10-09)
- 12 years licensed
- No disciplinary actions on file at LenDb
- 5
Lenae VandegriftNMLS 649456
American Pacific Mortgage · Thornton, CO · licensed in 10 states
- Self-employed
- Condo
- FHA loan
- First-time buyer
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Licensed in MI (listed on lender page, verified 2026-10-09)
- 12 years licensed
- No disciplinary actions on file at LenDb
- 6
Jason StiltnerNMLS 27546
Union Home Mortgage · Rochester, MI · licensed in 2 states
- Self-employed
- Bank statement loan
- Construction loan
- DSCR loan
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Licensed in MI (listed on lender page, verified 2026-10-09)
- Branch in Michigan
- 0 years licensed
- 7
Craig JohnsonNMLS 162828
CrossCountry Mortgage · Southfield, MI · licensed in 2 states
- Self-employed
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Licensed in MI (listed on lender page, verified 2026-10-09)
- Branch in Michigan
- No disciplinary actions on file at LenDb
- 8
Agostino (Augie) IaconoNMLS 283725
Barrett Financial Group · Brookfield, WI · licensed in 11 states
- Self-employed
- Bank statement loan
- Down payment assistance
- FHA loan
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Licensed in MI (listed on lender page, verified 2026-10-09)
- 9 years licensed
- No disciplinary actions on file at LenDb
- 9
Diane FanNMLS 2593667
Loan Factory · Michigan
- Self-employed
- Real estate investor
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Licensed in MI (listed on lender page, verified 2026-10-09)
- Branch in Michigan
- 10 years experience (stated on lender page, 2026-10-09)
- 10
Joe MagallanesNMLS 491678
CrossCountry Mortgage · Newport Beach, CA · licensed in 26 states
- Self-employed
- Jumbo loan
- Non-QM loan
- Real estate investor
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Licensed in MI (listed on lender page, verified 2026-10-09)
- 5 years licensed
- No disciplinary actions on file at LenDb
- 11
Jeffrey Ben-DavisNMLS 1249070
Loan Factory · licensed in 13 states
- Self-employed
- First-time buyer
- Real estate investor
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Licensed in MI (listed on lender page, verified 2026-10-09)
- 7 years licensed
- No disciplinary actions on file at LenDb
- 12
Arnell Brady IINMLS 1128672
JPMorgan Chase Bank (Chase Home Lending) · Chicago, IL · licensed in 11 states
- Self-employed
- Co-op
- Condo
- FHA loan
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Licensed in MI (listed on lender page, verified 2026-10-09)
- 3 years licensed
- No disciplinary actions on file at LenDb
- 13
Amy ShermakNMLS 1298502
JPMorgan Chase Bank (Chase Home Lending) · Grand Rapids, MI
- Self-employed
- First-time buyer
- Jumbo loan
- Vacation home
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Branch in Michigan; no license list on file yet, verify at NMLS Consumer Access
- 15 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 14
Terryl D LewisNMLS 2007065
JPMorgan Chase Bank (Chase Home Lending) · Detroit, MI
- Self-employed
- FHA loan
- First-time buyer
- Low credit score
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Branch in Michigan; no license list on file yet, verify at NMLS Consumer Access
- 15 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 15
Paul QuinlanNMLS 1853860
Guild Mortgage · Albuquerque, NM · licensed in 4 states
- Self-employed
- Real estate investor
- Down payment assistance
- FHA loan
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Licensed in MI (listed on lender page, verified 2026-10-09)
- 1 years licensed
- No disciplinary actions on file at LenDb
- 16
Denise McManusNMLS 1982222
Xpert Home Lending · licensed in 5 states
- Self-employed
- Non-QM loan
- Real estate investor
- Asset-based qualifying
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Licensed in MI (listed on lender page, verified 2026-10-09)
- 3 years licensed
- No disciplinary actions on file at LenDb
- 17
Matthew S. Devadan, MBANMLS 21639
Atlantic Coast Mortgage · Westerville, OH · licensed in 8 states
- Self-employed
- Real estate investor
- 1099 income
- Asset-based qualifying
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Licensed in MI (listed on lender page, verified 2026-10-09)
- 2 years licensed
- No disciplinary actions on file at LenDb
- 18
Levi PollackNMLS 1749086
American Pacific Mortgage · Westminster, CO · licensed in 3 states
- Self-employed
- Down payment assistance
- First-time buyer
- Non-QM loan
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Licensed in MI (listed on lender page, verified 2026-10-09)
- No disciplinary actions on file at LenDb
- 19
Iris LegaspiNMLS 690505
First Citizens Bank · San Diego, CA · licensed in 35 states
- Self-employed
- Down payment assistance
- First-time buyer
- Jumbo loan
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Licensed in MI (listed on lender page, verified 2026-10-09)
- 17 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 20
David K BaileyNMLS 369541
Loan Factory · licensed in 7 states
- Self-employed
- Down payment assistance
- FHA loan
- First-time buyer
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Licensed in MI (listed on lender page, verified 2026-10-09)
- 2 years licensed
- No disciplinary actions on file at LenDb
- 21
Jason FoxNMLS 179208
NFM Lending · Frederick, MD · licensed in 18 states
- Self-employed
- DSCR loan
- FHA loan
- First-time buyer
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Licensed in MI (listed on lender page, verified 2026-10-09)
- 8 years licensed
- No disciplinary actions on file at LenDb
- 22
Nabil BlaikNMLS 2142742
JPMorgan Chase Bank (Chase Home Lending) · Dearborn, MI
- Self-employed
- First-time buyer
- Jumbo loan
- Low credit score
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Branch in Michigan; no license list on file yet, verify at NMLS Consumer Access
- 3 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 23
Lindsay WitterNMLS 700709
American Pacific Mortgage · Roseville, CA · licensed in 36 states
- Self-employed
- Condo
- Down payment assistance
- FHA loan
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Licensed in MI (listed on lender page, verified 2026-10-09)
- 8 years licensed
- No disciplinary actions on file at LenDb
- 24
Sean BalcomNMLS 770996
CrossCountry Mortgage · Bloomfield Hills, MI
- Self-employed
- Condo
- Real estate investor
- FHA loan
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Branch in Michigan; no license list on file yet, verify at NMLS Consumer Access
- No disciplinary actions on file at LenDb
- 25
Nicolette RankinNMLS 1886203
JPMorgan Chase Bank (Chase Home Lending) · Detroit, MI
- Self-employed
- First-time buyer
- Down payment assistance
- FHA loan
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Branch in Michigan; no license list on file yet, verify at NMLS Consumer Access
- No disciplinary actions on file at LenDb
Before you choose
Tax write-offs reduce qualifying income, so the loan officer must know both agency self-employed rules and alternative documentation options.
- How will you calculate my income from my tax returns?
- Would a bank statement or P&L loan qualify me for more?
- Do I need two years of self-employment history?
How this list is ranked
Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers must be licensed in MI or have a branch there. Then branch location, years licensed and profile completeness. Disciplinary actions lower the score and are always shown. No paid placement. Methodology.
Same list as JSON: /api/v1/loan-officers?specialty=self-employed&state=MI. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.