Loan programs · Michigan
Renovation loan officers in Michigan
As of 2026-10-09, LenDb lists 55 loan officers licensed in or based in Michigan whose lender pages show Renovation loan (203k / HomeStyle) work. The top-ranked are Sandee Lutz (CrossCountry Mortgage, Romeo), Roland Gomez (CrossCountry Mortgage, Orland Park) and Scott Lacey (Guild Mortgage, Lincoln). Ranking is lender-neutral: specialty evidence first, then a license in MI, branch location, experience and profile completeness. Nobody pays for placement.
Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.
Ranked, with reasons · top 25
- 1
Sandee LutzNMLS 533656
CrossCountry Mortgage · Romeo, MI · licensed in 29 states
- Renovation loan (203k / HomeStyle)
- FHA loan
- MI listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
- Office in Romeo, MI
- Licensed since 2020 (per Florida records)
- States 20 years of experience (lender page, 2026-10-09)
- 2
Roland GomezNMLS 133724
CrossCountry Mortgage · Orland Park, IL · licensed in 5 states
- Renovation loan (203k / HomeStyle)
- VA loan
- Condo
- Non-QM loan
- MI listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
- Licensed since 2013 (per Florida records)
- States 30 years of experience (lender page, 2026-10-09)
- 3
Scott LaceyNMLS 8154
Guild Mortgage · Lincoln, RI · licensed in 22 states
- Renovation loan (203k / HomeStyle)
- Construction loan
- MI listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
- Licensed since 2020 (per Florida records)
- States 20 years of experience (lender page, 2026-10-09)
- 4
Jennifer R HellerNMLS 2375826
Loan Factory · Mortgage broker · Michigan
- Renovation loan (203k / HomeStyle)
- Real estate investor
- MI listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
- Office in Michigan
- States 20 years of experience (lender page, 2026-10-09)
- 5
Matt MierasNMLS 245686
Guild Mortgage · Charleston, SC · licensed in 8 states
- Renovation loan (203k / HomeStyle)
- FHA loan
- Jumbo loan
- USDA loan
- MI listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
- Licensed since 2016 (per Florida records)
- States 23 years of experience (lender page, 2026-10-09)
- 6
Shannon BradshawNMLS 545211
CrossCountry Mortgage · Atlanta, GA · licensed in 13 states
- Renovation loan (203k / HomeStyle)
- Construction loan
- Jumbo loan
- MI listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
- Licensed since 2025 (per Florida records)
- States 21 years of experience (lender page, 2026-10-09)
- 7
Kylie MillerNMLS 562713
CrossCountry Mortgage · Beavercreek, OH · licensed in 9 states
- Renovation loan (203k / HomeStyle)
- Jumbo loan
- New construction
- Physician and medical professional
- MI listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
- Licensed since 2025 (per Florida records)
- States 20 years of experience (lender page, 2026-10-09)
- 8
Matthew BrownNMLS 1254520
Loan Factory · Mortgage broker · Austin, TX · licensed in 28 states
- Renovation loan (203k / HomeStyle)
- MI listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
- Licensed since 2016 (per Florida records)
- 9
Jeffrey AurandNMLS 436952
Union Home Mortgage · Maumee, OH · licensed in 2 states
- Renovation loan (203k / HomeStyle)
- Construction loan
- FHA loan
- Rural property
- MI listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
- 10
Fabiano OlmoNMLS 2760701
CrossCountry Mortgage · Cleveland, OH · licensed in 26 states
- Renovation loan (203k / HomeStyle)
- First-time buyer
- MI listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
- Licensed since 2026 (per Florida records)
- 11
Adam MillerNMLS 221065
LeaderOne Financial · Oak Brook, IL · licensed in 13 states
- Renovation loan (203k / HomeStyle)
- FHA loan
- First-time buyer
- Real estate investor
- MI listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
- Licensed since 2017 (per Florida records)
- 12
Chris LoughlinNMLS 1537524
First Home Mortgage · Baltimore, MD · licensed in 18 states
- Renovation loan (203k / HomeStyle)
- MI listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
- Licensed since 2017 (per Florida records)
- 13
Cori DrudgeNMLS 229643
Ruoff Mortgage · Fishers, IN · licensed in 8 states
- Renovation loan (203k / HomeStyle)
- Down payment assistance
- FHA loan
- First-time buyer
- MI listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
- Licensed since 2022 (per Florida records)
- States 27 years of experience (lender page, 2026-10-09)
- 14
Roy MonteroNMLS 351403
CrossCountry Mortgage · Honolulu, HI · licensed in 11 states
- Renovation loan (203k / HomeStyle)
- Manufactured home
- Jumbo loan
- USDA loan
- MI listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
- Licensed since 2015 (per Colorado records)
- 15
Greg FearnleyNMLS 2643728
CrossCountry Mortgage · Tampa, FL · licensed in 26 states
- Renovation loan (203k / HomeStyle)
- Real estate investor
- VA loan
- First-time buyer
- MI listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
- Licensed since 2025 (per Florida records)
- States 11 years of experience (lender page, 2026-10-09)
- 16
Amy RobbinsNMLS 79210
Ruoff Mortgage · licensed in 6 states
- Renovation loan (203k / HomeStyle)
- Construction loan
- Down payment assistance
- FHA loan
- MI listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
- Licensed since 2024 (per Florida records)
- States 34 years of experience (lender page, 2026-10-09)
- 17
Adam GarmanNMLS 124792
Ruoff Mortgage · licensed in 6 states
- Renovation loan (203k / HomeStyle)
- Construction loan
- First-time buyer
- Real estate investor
- MI listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
- Licensed since 2017 (per Florida records)
- States 22 years of experience (lender page, 2026-10-09)
- 18
Jeff HammelNMLS 162437
Ruoff Mortgage · licensed in 17 states
- Renovation loan (203k / HomeStyle)
- FHA loan
- HELOC
- VA loan
- MI listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
- Licensed since 2018 (per Florida records)
- States 32 years of experience (lender page, 2026-10-09)
- 19
Alan RobbinsNMLS 131595
- Renovation loan (203k / HomeStyle)
- Down payment assistance
- MI listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
- States 35 years of experience (lender page, 2026-10-09)
- 20
Rodney MasonNMLS 151088
CrossCountry Mortgage · Atlanta, GA · licensed in 11 states
- Renovation loan (203k / HomeStyle)
- Down payment assistance
- Jumbo loan
- Non-QM loan
- MI listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
- Licensed since 2017 (per Florida records)
- 21
Doug CarrollNMLS 173634
Ruoff Mortgage · licensed in 4 states
- Renovation loan (203k / HomeStyle)
- Down payment assistance
- FHA loan
- Jumbo loan
- MI listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
- Licensed since 2021 (per Florida records)
- States 23 years of experience (lender page, 2026-10-09)
- 22
Karen ZankNMLS 451592
Ruoff Mortgage · licensed in 2 states
- Renovation loan (203k / HomeStyle)
- First-time buyer
- MI listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
- States 33 years of experience (lender page, 2026-10-09)
- 23
Lindsay WitterNMLS 700709
American Pacific Mortgage · Roseville, CA · licensed in 36 states
- Renovation loan (203k / HomeStyle)
- Condo
- Down payment assistance
- FHA loan
- MI listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
- Licensed since 2016 (per Colorado records)
- 24
Corey VandenbergNMLS 563900
Success Mortgage Partners · Grand Rapids, MI · licensed in 10 states
- Renovation loan (203k / HomeStyle)
- First-time buyer
- Condo
- Construction loan
- MI listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
- Office in Grand Rapids, MI
- Licensed since 2017 (per Florida records)
- 25
Tory Tarsitano, CRMSNMLS 146166
CrossCountry Mortgage · Mt. Prospect, IL · licensed in 10 states
- Renovation loan (203k / HomeStyle)
- Jumbo loan
- MI listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
- Licensed since 2018 (per Florida records)
Before you choose
Contractor bids, consultants, draw schedules and as-completed appraisals add steps many loan officers avoid.
- How many renovation loans have you closed, and which programs?
- How do contractor draws and inspections work?
- What happens if the renovation runs over budget?
How this list is ranked
Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers are listed when a MI license is confirmed with the state regulator (check mark), MI is listed on their lender page, or they work at a bank or credit union (likely federally registered; verify at NMLS). Then branch location, experience (licensed since, per the regulator records we hold) and profile completeness. Disciplinary history is not yet checked by LenDb; verify at NMLS Consumer Access. No paid placement. Methodology.
Same list as JSON: /api/v1/loan-officers?specialty=renovation&state=MI. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.