County · CA · Conventional loans
Top lenders for conventional loans in Santa Cruz County, CA
These are lenders, not loan officers. Of the lenders LenDb lists, 148 funded conventional home loans in Santa Cruz County, CA in 2025, 1,829 loans in all, per HMDA, FFIEC/CFPB data. The most active were CrossCountry Mortgage (289), Rocket Mortgage (286) and United Wholesale Mortgage (135). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Santa Cruz County are linked below.
Most conventional loans funded in Santa Cruz County, 2025
Ordered by the number of loans each lender reported under HMDA, not a rating of the lender.
1.CrossCountry Mortgage · 289 conventional loans
LenDb lists 13 loan officers at this lender near Santa Cruz County: Jenny Boffy (Santa Cruz), Brian Dean (Santa Cruz), Jean Adams (Santa Cruz) and more.
2.Rocket Mortgage · 286 conventional loans funded, including loans brokers originated
LenDb does not list loan officers at this lender near Santa Cruz County yet.
3.United Wholesale Mortgage · 135 conventional loans funded, including loans brokers originated
LenDb does not list loan officers at this lender near Santa Cruz County yet.
4.Mason McDuffie Mortgage Corporation · 72 conventional loans
LenDb does not list loan officers at this lender near Santa Cruz County yet.
5.U.S. Bank · 71 conventional loans
LenDb lists 18 loan officers at this lender near Santa Cruz County: Eddie Garcia (Los Gatos), Simona Frenkel (Los Gatos), Christopher Yu (Cupertino) and more.
6.JPMorgan Chase Bank (Chase Home Lending) · 64 conventional loans
LenDb lists 23 loan officers at this lender near Santa Cruz County: Moni Singh (San Jose), Brandon Medina (Saratoga), David Daniel (San Jose) and more.
7.Wells Fargo Home Mortgage · 62 conventional loans
LenDb lists 69 loan officers at this lender near Santa Cruz County: Annie Podesta (San Jose), Katie Chang (San Jose), LeAnn Denise Wong (San Jose) and more.
8.Pennymac · 51 conventional loans funded, including loans brokers originated
LenDb does not list loan officers at this lender near Santa Cruz County yet.
9.Guild Mortgage · 50 conventional loans
LenDb lists 6 loan officers at this lender near Santa Cruz County: Jayson Stebbins (Morgan Hill), John Norgard (Morgan Hill), Janene Towner Chernoff (Morgan Hill) and more.
10.Premier Mortgage Resources, L.L.C. · 35 conventional loans
LenDb does not list loan officers at this lender near Santa Cruz County yet.
Other loan types in Santa Cruz County
Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans. HMDA data for a year is published the following spring. Same data as JSON. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.