County · FL · Conventional loans

Top lenders for conventional loans in Okaloosa County, FL

These are lenders, not loan officers. Of the lenders LenDb lists, 154 funded conventional home loans in Okaloosa County, FL in 2025, 1,385 loans in all, per HMDA, FFIEC/CFPB data. The most active were Rocket Mortgage (167), United Wholesale Mortgage (123) and CrossCountry Mortgage (106). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Okaloosa County are linked below.

Source: HMDA, FFIEC/CFPB, 2025 (opens in a new tab).

Most conventional loans funded in Okaloosa County, 2025

Ordered by the number of loans each lender reported under HMDA, not a rating of the lender.

  1. 1.Rocket Mortgage · 167 conventional loans funded, including loans brokers originated

    LenDb does not list loan officers at this lender near Okaloosa County yet.

  2. 2.United Wholesale Mortgage · 123 conventional loans funded, including loans brokers originated

    LenDb does not list loan officers at this lender near Okaloosa County yet.

  3. 3.CrossCountry Mortgage · 106 conventional loans

    LenDb lists 27 loan officers at this lender near Okaloosa County: Danielle Heitner (Crestview), Mallory Fotiades (Crestview), Amy Harvell (Crestview) and more.

  4. 4.Movement Mortgage · 103 conventional loans

    LenDb lists 6 loan officers at this lender near Okaloosa County: Sheryl Douglas (Fort Walton Beach), Paige Gailor (Fort Walton Beach), Lindsay Fretina (Fort Walton Beach) and more.

  5. 5.Navy Federal Credit Union · 67 conventional loans

    LenDb does not list loan officers at this lender near Okaloosa County yet.

  6. 6.Waterstone Mortgage · 55 conventional loans

    LenDb does not list loan officers at this lender near Okaloosa County yet.

  7. 7.Pennymac · 43 conventional loans funded, including loans brokers originated

    LenDb does not list loan officers at this lender near Okaloosa County yet.

  8. 8.Regions Bank · 42 conventional loans

    LenDb does not list loan officers at this lender near Okaloosa County yet.

  9. 9.Newrez · 33 conventional loans funded, including loans brokers originated

    LenDb does not list loan officers at this lender near Okaloosa County yet.

  10. 10.PrimeLending · 23 conventional loans

    LenDb does not list loan officers at this lender near Okaloosa County yet.

Other loan types in Okaloosa County

Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans. HMDA data for a year is published the following spring. Same data as JSON. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.