Independent mortgage bank
Waterstone Mortgage
Company NMLS ID 186434 (opens in a new tab) · waterstonemortgage.com (opens in a new tab)
Waterstone Mortgage (company NMLS 186434) is an independent mortgage lender. LenDb has not loaded its loan officers yet. Programs listed on its site include Asset-based qualifying, Condo, Construction loan, Down payment assistance and DSCR loan.
Last verified . Sources: Waterstone Mortgage's own loan officer directory and NMLS Consumer Access.
- 0 loan officers on LenDb
- 0 branch states
- Disciplinary history not yet checked
Loan programs offered
- Asset-based qualifying
- Condo
- Construction loan
- Down payment assistance
- DSCR loan
- FHA loan
- First-time buyer
- Foreign national
- HELOC
- Real estate investor
- Jumbo loan
- Low credit score
- Manufactured home
- Physician and medical professional
- Renovation loan (203k / HomeStyle)
- Reverse mortgage
- Self-employed
- USDA loan
- VA loan
- Vacation home
Lending activity (HMDA)
Funded 7,079 home loans in 2025 (HMDA), 4,606 conventional
- By loan type: 4,606 conventional, 1,638 FHA, 774 VA, 61 USDA.
- By purpose: 6,432 purchase, 640 refinance, 7 other (home improvement and other closed-end loans).
- 95 jumbo (above the conforming loan limit); 244 for investment properties.
- Down 9% from 2024 (7,819 loans).
- About $2.1 billion in loan amounts (HMDA reports amounts in $10,000 bands).
Most loans in New Mexico (2,064), Florida (832), Oklahoma (493).
Source: HMDA, FFIEC/CFPB, 2025 (opens in a new tab). Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans.
Loan officers
No loan officers loaded yet.
Source: manual (loan officer directory (opens in a new tab)), verified 2026-10-08. Also as JSON. Lender-neutral: nobody pays to be listed or ranked.