Independent mortgage bank
Top Flite Financial, Inc.
Company NMLS ID 4181 (opens in a new tab) · tfhomeloans.com (opens in a new tab)
Top Flite Financial, Inc. (company NMLS 4181) is an independent mortgage lender. LenDb lists 187 of its loan officers, with branches in 22 states, each with an individual NMLS ID, licensed states and sources.
Last verified . Sources: Top Flite Financial, Inc.'s own loan officer directory and NMLS Consumer Access.
- 187 loan officers on LenDb
- 22 branch states
- Disciplinary history not yet checked
- FHA-approved lender (HUD FHA data, loans endorsed through Aug 2026) (opens in a new tab)
Lending activity (HMDA)
Funded 3,061 home loans in 2025 (HMDA), 1,908 FHA
- By loan type: 982 conventional, 1,908 FHA, 140 VA, 31 USDA.
- By purpose: 1,266 purchase, 1,678 refinance, 117 other (home improvement and other closed-end loans).
- 7 jumbo (above the conforming loan limit); 43 for investment properties.
- Up 24% from 2024 (2,469 loans).
- About $749.8 million in loan amounts (HMDA reports amounts in $10,000 bands).
Most loans in Florida (458), Georgia (334), Colorado (273).
Source: HMDA, FFIEC/CFPB, 2025 (opens in a new tab). Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans.
Loan officers
Alabama 2
- Kelly Foote · Huntsville · Senior Loan Officer
- Trina Hyman · Madison · Loan Originator
Arkansas 2
- Brian French · Hot Springs · Branch Manager
- Dennis Pfendler · Hot Springs · Loan Officer
Arizona 1
- Jeffrey Richardson · Scottsdale · Branch Manager
Colorado 5
- Chance Unger · Edwards · Area Manager
- Daen Manriquez · Greeley · Branch Manager
- Joe Diaz · Frisco · Loan Officer
- Miriam Nunez · Greeley · Loan Officer
- Priscila Venzor · Greeley · Loan Officer
Florida 33
- Angela Hart · Weston · Sales Manager
- Brian P Forrester · Palm Harbor · Sales Manager
- Carlos Rubiano · Weston · Senior Loan Originator
- Chaz Johnson · Tampa · Mortgage Loan Officer
- Chelsey Jennings · Tampa · Corporate Loan Officer
- Darrell Davis · Tampa · Team Loan Officer
- David Ansel · Tampa · Loan Officer
- Dean Mlinarich · Tampa · Loan Officer
- Debra Davis · Naples · Loan Officer
- Heather Opperman · Tampa · Loan Officer
- Ian Palmatier · Tampa · Loan Officer
- Jacob Keglor · Tampa · Sr. Loan Originator
- James Marcinkowski · Tampa · Loan Officer
- Jamie Atkinson · Fort Myers · Loan Officer
- Jason Vaughan · Tampa · Sr. Loan Officer
- JC Frias · Weston · Sales Manager
- John Sway · Port Orange · Sales Manager
- Julie Koren · Tampa · Florida Regional Manager
- Julie Levy · Weston · Loan Officer
- Justin Kelly · Tampa · Branch Manager
- Lucas Chiddister · Orlando · Area Manager
- Marcos Robino · Weston · Loan Officer
- Rich Passanante · Tampa · Division Manager
- Richard Dumond · Weston · Loan Originator
- Richard Lyons · Tampa · Senior Loan Officer
- Sarrah Belhachmi · Tampa · Loan Officer
- Sudi Hernandez · Tampa · Sr. Loan Originator
- Tim Anderson · Tampa · Loan Originator
- Tim Taylor · Tampa · Corporate Sales Assistant
- Vilma Natale · Weston · Loan Originator
- Wandy Garcia · Tampa · Loan Officer
- Wendy Bonany · Fort Myers · Sales Manager
- William Merritt · Palm Harbor · Loan Officer
Georgia 8
- Amy Garmon · Zebulon · Branch Manager
- Chandra Winford · Atlanta · Branch Manager
- Damon G. Ferguson · Atlanta · Sales Manager
- Joell Young · Zebulon · Loan Officer
- Kerry Patton · Atlanta · Loan Officer
- Kianna Young · Atlanta · Loan Officer
- Kristen Maddox · Atlanta · Loan Officer
- Wayne Owens · Atlanta · Loan Originator
Illinois 1
- Ken Walker · Carlinville · Branch Manager
Indiana 1
- Patrick Cornett · Crown Point · Production Support Manager
Kentucky 1
- Tonya Watkins · Corbin · Branch Manager
Michigan 49
- Allen Rash · Williamston · Loan Officer
- Anjanette "AJ" Carranco · Williamston · Sales Manager
- Anthony Mosley · Grand Rapids · Mid-America Regional Manager
- Blake Thornton · Williamston · Closing Manager
- Brett Beck · Williamston · Corporate Loan Officer
- Brian Lattimore · Williamston · Branch Manager
- Brittany Valentine · Williamston · Loan Officer
- Calandria Knox · Williamston · Loan Officer
- Cheryl Cappelli · Williamston · Loan Officer
- CJ Zajaku · Macomb Township · Loan Officer
- Curtis French · Williamston · Mortgage Loan Officer
- Daniel Bove · Macomb Twp · Branch Manager
- David Underwood · Macomb · Mortgage Loan Officer
- Ginger Ammerman · Williamston · Loan Officer
- Hadeer Emmanuel · Macomb Township · Loan Officer
- Heather McPherson · Grand Rapids · Mortgage Loan Officer
- Heather Simon · Williamston · Sales Manager
- Isaiah Taylor · Williamston · Loan Officer
- Jamie Nummer · Williamston · Branch Manager
- Jason Lovell · Grand Rapids · Loan Officer
- Jeff Garmon · Williamston · Branch Manager
- Josie Jurczak · Williamston · Mortgage Loan Officer
- Juliette Djosemito · Williamston · Mortgage Loan Officer
- Kai Lymon · Williamston · Loan Officer
- Kamau Akil Daye · Grand Rapids · Mortgage Loan Officer
- Karl Tewes · Williamston · Mortgage Loan Officer
- Katina Gray · Williamston · Loan Originator
- Kurt Eric Gallert · Grand Rapids · Branch Manager
- Lana Cortes-Penaflor · Grand Rapids · Loan Officer
- LeQuinn Harris · Williamston · Mortgage Loan Officer
- Lindsey Seay · Williamston · Loan Officer
- Lynne Hoatlin · Grand Rapids · Mortgage Loan Officer
- Maria McCullough · Williamston · Loan Officer
- Mariko Stusse · Grand Rapids · Sales Manager
- Monique Murphey · Williamston · Loan Officer
- Nicholas Sorin · Williamston · Branch Manager
- Pam Daniels · Grand Rapids · Branch Manager
- Pam Hein · Grand Rapids · Mortgage Loan Officer
- Rhonda Ivie · Williamston · Mortgage Loan Officer
- Samantha Archabal · Grand Rapids · Sr. Loan Officer
- Sharleen Self · Williamston · Mortgage Loan Officer
- Sherri Russett · Williamston · Area Manager
- Terri Pantalone · Williamston · Mortgage Loan Officer
- Tim Nykamp · Williamston · Branch Manager
- Tori French · Williamston · Mortgage Loan Officer
- Tyler London · Williamston · Loan Officer
- Wendy Dardzinski · Macomb · Mortgage Loan Officer
- Wes Houser · Williamston · Branch Manager
- Will Manly · Williamston · Southeast Regional Manager
Minnesota 2
- Heather Zimmerman · Stillwater · Loan Officer
- Steve Karfis · Stillwater · Branch Manager
Missouri 35
- Alberto Tirado · Richmond Heights · Loan Officer
- Alexander Harvatin · Richmond Heights · Sr. Mortgage Loan Officer
- Alexander Khatskin · Richmond Heights · Mortgage Loan Officer
- Andrew Sheda · Richmond Heights · Consumer Direct Sales Manager
- Anthony Tocchini · Richmond Heights · Senior Loan Advisor
- Austin Brown · Richmond Heights · Senior Loan Advisor
- Ben Lincoln · Richmond Heights · Senior Loan Officer
- Brittney Trapp · Richmond Heights · Senior Loan Advisor
- Carter Burnett · Richmond Heights · Senior Loan Advisor
- Daniel Bond · Richmond Heights · Mortgage Loan Officer
- David Grosse · Richmond Heights · Mortgage Loan Officer
- Devon Feager · Richmond Heights · Senior Sales Manager
- Dustin Flassig · Richmond Heights · Loan Advisor
- Eli Minor · Richmond Heights · Loan Officer
- Jacob Turner · Richmond Heights · Senior Loan Advisor
- Jasmine Bosben · Richmond Heights · Senior Loan Advisor
- Jerome Cole · Richmond Heights · Mortgage Loan Officer
- Joe Daniel · Richmond Heights · Mortgage Loan Officer
- John Tobias · Richmond Heights · Mortgage Loan Officer
- Joshua Behlmann · Richmond Heights · Saves Team Specialist
- Kalani Rose · Richmond Heights · Loan Officer
- Michael Hagnauer · Richmond Heights · Loan Officer/Coordinator
- Mihai Calin · Richmond Heights · Senior Loan Advisor
- Natalie Rush · Richmond Heights · Loan Officer
- Nick Tsymberov · Richmond Heights · Mortgage Loan Officer
- Ray McIver · Richmond Heights · Mortgage Loan Officer
- Ryan Speckman · Richmond Heights · Loan Officer
- Samuel Brazzil · Richmond Heights · Mortgage Loan Officer
- Samuel Courtois · Richmond Heights · Senior Loan Advisor
- Sarah Heithaus · Richmond Heights · Mortgage Loan Officer
- Shawn Massa · Richmond Heights · Mortgage Loan Officer
- Taylor Bechel · Richmond Heights · Senior Loan Advisor
- Tedd Lee · Richmond Heights · Senior Loan Advisor
- Todd Feager · Richmond Heights · National Consumer Direct Manager
- William Bennett · Richmond Heights · Loan Officer
North Carolina 6
- Debra Epstein · Charlotte · Branch Manager
- Kayla Morgan · Charlotte · Branch Manager
- Lindsey Sandoval · Hickory · Loan Officer
- Pamela Weston · Charlotte · Mortgage Loan Officer
- Robyn Jefferson · Hickory · Loan Officer
- Stephanie Gates · Hickory · Branch Manager
New Jersey 1
- Carmen Eley · Cherry Hill · Loan Officer
Nevada 3
- Clifford Meltzer · Las Vegas · Loan Officer
- Gabe Tulli · Las Vegas · Branch Manager
- Yazmin Medina · Las Vegas · Mortgage Loan Officer
Ohio 1
- Scott Greenberg · Parma · Branch Manager
Oregon 1
- Krystal Hanna · Clackamas · Northwest Regional Manager
Pennsylvania 11
- Austin Rovito · Pittsburgh · Loan Officer
- Crystal Bell · Collegeville · Senior Loan Originator
- Dominic Janero · Pittsburgh · Mortgage Loan Officer
- Hunter Christian · Pittsburgh · Mortgage Loan Officer
- Jeff Carlson · Pittsburgh · Mortgage Loan Officer
- John Myura · Collegeville · Loan Officer
- Jon Yenesel · Pittsburgh · Senior Finance Manager
- Kristin Macaluso · Pittsburgh · Senior Loan Advisor
- Nicholas Janero · Pittsburgh · Mortgage Loan Officer
- Robert McGivern · Pittsburgh · Branch Manager
- Scott Carlin · Pittsburgh · Loan Officer
Tennessee 5
- Aaron Nauman · Johnson City · Loan Officer
- Kevin Canada · Chattanooga · Loan Originator
- Mary Slakie · Chattanooga · Sales Manager
- Sherida Farr · Chattanooga · Sales Manager
- Stephanie Phillips · Johnson City · Branch Manager
Texas 3
- Carl Wyman · Sherman · Branch Manager
- D'Ann McConnell · Sherman · Loan Officer
- Felice White · Sherman · Loan Officer
Utah 3
- Lena Savai Sisavath-Pham · Salt Lake City · Loan Officer
- Marita Viselli · Salt Lake City · Sales Manager
- Natalie Giles · Salt Lake City · Area Manager
Washington 5
- Dianne Stiefel · Woodinville · Reverse Mortgage Specialist
- Dominic Svornich · Port Townsend · Loan Officer
- Heath Pierce · Woodinville · Loan Officer
- Joe Jonart · Woodinville · Branch Manager
- Michael Custodio · Woodinville · Mortgage Loan Officer
Branch not listed 8
- Garrett O'Connell · NMLS 197922
- Joseph Strietelmeier · NMLS 435780
- Julianne Schneider · NMLS 2569737
- Kai Wilds · NMLS 2527219
- Lindsay Janku · NMLS 1644714
- Lora Ball · NMLS 338728
- Robert Hoff · NMLS 2569668
- Sarah Heithaus · NMLS 2426451
Source: state regulator (loan officer directory (opens in a new tab)), verified 2026-10-13. Also as JSON. Lender-neutral: nobody pays to be listed or ranked.