Lucas Chiddister
Area Manager at Top Flite Financial, Inc. · Orlando, FL
NMLS ID 2176354 (opens in a new tab) · verify at NMLS Consumer Access
Lucas Chiddister (NMLS 2176354) is Area Manager at Top Flite Financial, Inc., based in Orlando, FL. Licensed in Florida, confirmed with the state regulator (license LO95263). Also lists Indiana on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Non-QM loan, First-time buyer and Real estate investor. Earliest state license record: September 28, 2021 (Florida), per state regulator. States 4 years of experience.
Last verified . Sources: Top Flite Financial, Inc. (tfhomeloans.com), Florida state regulator and NMLS Consumer Access (license status, check live).
- Earliest state license record: September 28, 2021 (Florida), per state regulator
- 4 years experience (stated)
- Works at an FHA-approved lender, per HUD (opens in a new tab)
- 2 states
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
Focus
- Focus: Non-QM loan(from their lender profile page)
- Focus: First-time buyer(from their lender profile page)
- Focus: Real estate investor(from their lender profile page)
Where we saw these: tfhomeloans.com (opens in a new tab)
Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.
Licensed states
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO95263, first effective 2021-09-28), verified 2026-10-15.
Lender-reported: IN is listed on the lender page, not yet checked with the state regulator.
Contact
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Employment history
Top Flite Financial, Inc. NMLS 4181
Current · Orlando, FL · seen on lender site 2026-10-15
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Lucas Chiddister has helped clients for over four years. Their profile says they specialize in traditional and Non-QM loans for first-time homebuyers, families and real estate investors. They serve Central Florida and are licensed in Indiana and Florida.
Our summary of the lender page. Verified 2026-10-15.
- Community
- Volunteers at their kids' schools and gives back to the community
- Source (opens in a new tab), verified 2026-10-15
Sources
| Name and employer | lender site · tfhomeloans.com (opens in a new tab) | verified 2026-10-15 |
| Licenses (regulator) | state regulator · real.flofr.com (opens in a new tab) | verified 2026-10-15 |
| Licensed states | lender site · tfhomeloans.com (opens in a new tab) | verified 2026-10-15 |
| Specialties | lender site · tfhomeloans.com (opens in a new tab) | verified 2026-10-15 |
| Summary | lender site · tfhomeloans.com (opens in a new tab) | verified 2026-10-15 |
| Contact | lender site · tfhomeloans.com (opens in a new tab) | verified 2026-10-15 |
| Photo | lender site · tfhomeloans.com (opens in a new tab) | verified 2026-10-15 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Lucas Chiddister (NMLS 2176354), Top Flite Financial, Inc.. LenDb.ai, https://lendb.ai/lo/lucas-chiddister-2176354, last verified 2026-10-15.
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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.