Alex Ramirez
Loan Officer at Xpert Home Lending
NMLS ID 450556 (opens in a new tab) · verify at NMLS Consumer Access
Alex Ramirez (NMLS 450556) is Loan Officer at Xpert Home Lending. Lists Arizona, California, Hawaii, Texas and Washington on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: VA loan, Asset-based qualifying, Bank statement loan, Down payment assistance and DSCR loan. Licensed since 2025 (per Florida records). States 21 years of experience.
Last verified . Sources: Xpert Home Lending (xperthomelending.com), Florida state regulator and NMLS Consumer Access (license status, check live).
- Licensed since 2025 (per Florida records)
- 21 years experience (stated)
- 5 states
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
- VA loanlender page
- Asset-based qualifyinglender page
- Bank statement loanlender page
- Down payment assistancelender page
- DSCR loanlender page
- FHA loanlender page
- HELOClender page
- ITIN borrowerlender page
- Jumbo loanlender page
- Non-QM loanlender page
- Reverse mortgagelender page
- USDA loanlender page
Where we saw these: xperthomelending.com (opens in a new tab)
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
Not listed
Licensed states
Arizona, California, Hawaii, Texas, Washington
Lender-reported: AZ, CA, HI, TX, WA are listed on the lender page, not yet checked with the state regulator.
Earlier regulator records (not active): FL (expired).
Contact
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Employment history
Xpert Home Lending NMLS 2179191
Current · seen on lender site 2026-10-09
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Alex Ramirez is a VA home loan specialist and certified Military relocation professional with 21+ years of mortgage experience serving Ventura County, San Fernando Valley, and Southern California. He specializes in helping Veterans, active duty military, Reservists, National Guard members, and first responders achieve homeownership.
Our summary of the lender page. Verified 2026-10-09.
- Credentials
- Certified Military relocation professional
- Source (opens in a new tab), verified 2026-10-09
- Role
- President of the 501(c)(3) nonprofit Vets & Valor
- Source (opens in a new tab), verified 2026-10-09
- Community
- Board Member of the Simi Valley Veterans Foundation
- Source (opens in a new tab), verified 2026-10-09
- Community
- Local high school track & field coach mentoring young athletes
- Source (opens in a new tab), verified 2026-10-09
- Serves
- Ventura County, San Fernando Valley, Southern California
- Source (opens in a new tab), verified 2026-10-09
Sources
| Name and employer | lender site · xperthomelending.com (opens in a new tab) | verified 2026-10-09 |
| Licenses (regulator) | state regulator · real.flofr.com (opens in a new tab) | verified 2026-10-09 |
| Licensed states | lender site · xperthomelending.com (opens in a new tab) | verified 2026-10-09 |
| Specialties | lender site · xperthomelending.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · xperthomelending.com (opens in a new tab) | verified 2026-10-09 |
| Contact | lender site · xperthomelending.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · xperthomelending.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
Also available as Markdown, JSON, or via the API.
Cite as: Alex Ramirez (NMLS 450556), Xpert Home Lending. LenDb.ai, https://lendb.ai/lo/alexis-ramirez-450556, last verified 2026-10-09.
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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.