Amber Tanner, photo from Lower

Amber Tanner

Loan Officer at Lower · Phoenix, AZ

NMLS ID 745353 (opens in a new tab) · verify at NMLS Consumer Access

Amber Tanner (NMLS 745353) is Loan Officer at Lower, based in Phoenix, AZ. Lists Arizona and Colorado on the lender page (not yet checked with the state regulator). Lower also offers FHA loan, First-time buyer, HELOC, Real estate investor and Jumbo loan and 5 more (a lender program, not confirmed as their own focus). States 20 years of experience.

Last verified . Sources: Lower (lower.com) and NMLS Consumer Access (license status, check live).

Specialties

Focus

No focus listed on their lender page yet.

    Their lender offers

    FHA loan, First-time buyer, HELOC, Real estate investor, Jumbo loan, Non-QM loan, Renovation loan (203k / HomeStyle), USDA loan, VA loan and Vacation home. Programs Lower offers (verified 2026-10-10). Lender-level: not confirmed as Amber's own focus, so ask.

    Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.

    Licensed states

    AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

    Arizona, Colorado

    Lender-reported: AZ, CO are listed on the lender page, not yet checked with the state regulator.

    Contact

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    Employment history

    1. Lower NMLS 1124061

      Current · Phoenix, AZ · seen on lender site 2026-10-10

    Disciplinary history

    Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

    About

    Has 20+ years of experience in the financial industry and serves borrowers in Arizona and Colorado, including the Maricopa, Pima and Denver areas.

    Our summary of the lender page. Verified 2026-10-10.

    Serves
    Maricopa, Pima, Pinal, Denver, Arapahoe, Jefferson
    Source (opens in a new tab), verified 2026-10-10

    Sources

    Name and employerlender site · lower.com (opens in a new tab)verified 2026-10-10
    Licensed stateslender site · lower.com (opens in a new tab)verified 2026-10-10
    Lender programslender site · lower.com (opens in a new tab)verified 2026-10-10
    Summarylender site · lower.com (opens in a new tab)verified 2026-10-10
    Contactlender site · lower.com (opens in a new tab)verified 2026-10-10
    Photolender site · lower.com (opens in a new tab)verified 2026-10-10
    License statusNMLS Consumer Access (opens in a new tab)check live

    Also available as Markdown, JSON, or via the API.

    Cite as: Amber Tanner (NMLS 745353), Lower. LenDb.ai, https://lendb.ai/lo/amber-tanner-745353, last verified 2026-10-10.

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