Ann Sharma
Loan Officer at Empire Home Loans · Fair Oaks, CA
NMLS ID 2100256 (opens in a new tab) · verify at NMLS Consumer Access
Ann Sharma (NMLS 2100256) is Loan Officer at Empire Home Loans, based in Fair Oaks, CA. Licensed in Florida, confirmed with the state regulator (license LO85811). Also lists North Carolina and South Carolina on the lender page (not yet checked with the state regulator). Earliest state license record: April 15, 2021 (Florida), per state regulator.
Last verified . Sources: Empire Home Loans (empirehomeloans.com), Florida state regulator and NMLS Consumer Access (license status, check live).
- Earliest state license record: April 15, 2021 (Florida), per state regulator
- 3 states
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
None listed on the lender page yet.
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
Not listed
Licensed states
Florida, North Carolina, South Carolina
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO85811, first effective 2021-04-15), verified 2026-10-09.
Lender-reported: NC, SC are listed on the lender page, not yet checked with the state regulator.
Contact
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Employment history
Empire Home Loans NMLS 1839243
Current · Fair Oaks, CA · seen on lender site 2026-10-09
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Ann Sharma brings over 20 years of real estate licensing experience and specializes in understanding all aspects of mortgage transactions. She is licensed in NC, SC, and FL and combines real estate and financing expertise to guide clients through purchases, refinances, and other home transactions.
Our summary of the lender page. Verified 2026-10-09.
- Credentials
- Licensed in real estate for over 20 years
- Source (opens in a new tab), verified 2026-10-09
Sources
| Name and employer | lender site · empirehomeloans.com (opens in a new tab) | verified 2026-10-09 |
| Licenses (regulator) | state regulator · real.flofr.com (opens in a new tab) | verified 2026-10-09 |
| Licensed states | lender site · empirehomeloans.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · empirehomeloans.com (opens in a new tab) | verified 2026-10-09 |
| Contact | lender site · empirehomeloans.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · empirehomeloans.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Ann Sharma (NMLS 2100256), Empire Home Loans. LenDb.ai, https://lendb.ai/lo/ann-sharma-2100256, last verified 2026-10-09.
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