Bernard Kacenberg

Mortgage Banker at The Federal Savings Bank

NMLS ID 37154 (opens in a new tab) · verify at NMLS Consumer Access

Bernard Kacenberg (NMLS 37154) is Mortgage Banker at The Federal Savings Bank. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Focus areas shown on the lender page: First-time buyer. The Federal Savings Bank also offers VA loan (a lender program, not confirmed as their own focus). States 25 years of experience.

Last verified 2026-10-16. Sources: The Federal Savings Bank (thefederalsavingsbank.com), New York state regulator and NMLS Consumer Access (license status, check live).

25 years experience (stated)
Likely federally registered
Unclaimed profile
Disciplinary history not yet checked

Specialties

Focus

Focus: First-time buyer(from their lender profile page)

Where we saw these: thefederalsavingsbank.com (opens in a new tab)

Their lender offers

VA loan. Programs The Federal Savings Bank offers (verified 2026-10-16). Lender-level: not confirmed as Bernard's own focus, so ask.

Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.

Licensed states

No license list on file yet. Check NMLS Consumer Access (opens in a new tab) for every state this person is licensed in.

Earlier regulator records (not active): NY (inactive).

Likely federally registered: works at a bank. Federally registered MLOs aren't state-licensed; verify at NMLS (NMLS Consumer Access (opens in a new tab)).

Contact

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Employment history

The Federal Savings Bank NMLS 411500
Current · seen on lender site 2026-10-16

Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

About

Education: Degrees in Accounting and Rabbinical studies, studied in Israel; Source (opens in a new tab), verified 2026-10-16
Role: Previously a Fiscal Officer in a large community education system; Source (opens in a new tab), verified 2026-10-16
Community: Sits on various boards focused on education and religious activities; Source (opens in a new tab), verified 2026-10-16

Sources

Name and employer	lender site · thefederalsavingsbank.com (opens in a new tab)	verified 2026-10-16
Licenses (regulator)	state regulator · dfs.ny.gov (opens in a new tab)	verified 2026-10-14
Specialties	lender site · thefederalsavingsbank.com (opens in a new tab)	verified 2026-10-16
Lender programs	lender site · thefederalsavingsbank.com (opens in a new tab)	verified 2026-10-16
Contact	lender site · thefederalsavingsbank.com (opens in a new tab)	verified 2026-10-16
Photo	lender site · thefederalsavingsbank.com (opens in a new tab)	verified 2026-10-16
License status	NMLS Consumer Access (opens in a new tab)	check live

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Cite as: Bernard Kacenberg (NMLS 37154), The Federal Savings Bank. LenDb.ai, https://lendb.ai/lo/bernard-kacenberg-37154, last verified 2026-10-16.

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