Bill Herceg
Vice President at The Federal Savings Bank · Ft Collins, CO
NMLS ID 22774 (opens in a new tab) · verify at NMLS Consumer Access
Bill Herceg (NMLS 22774) is Vice President at The Federal Savings Bank, based in Ft Collins, CO. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Focus areas shown on the lender page: Construction loan, Renovation loan (203k / HomeStyle) and FHA loan. The Federal Savings Bank also offers VA loan (a lender program, not confirmed as their own focus).
Last verified . Sources: The Federal Savings Bank (thefederalsavingsbank.com) and NMLS Consumer Access (license status, check live).
- Likely federally registered
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
Focus
- Focus: Construction loan(from their lender profile page)
- Focus: Renovation loan (203k / HomeStyle)(from their lender profile page)
- Focus: FHA loan(from their lender profile page)
Where we saw these: thefederalsavingsbank.com (opens in a new tab)
Their lender offers
VA loan. Programs The Federal Savings Bank offers (verified 2026-10-16). Lender-level: not confirmed as Bill's own focus, so ask.
Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.
Licensed states
No license list on file yet. Check NMLS Consumer Access (opens in a new tab) for every state this person is licensed in.
Likely federally registered: works at a bank. Federally registered MLOs aren't state-licensed; verify at NMLS (NMLS Consumer Access (opens in a new tab)).
Contact
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Employment history
The Federal Savings Bank NMLS 411500
Current · Ft Collins, CO · seen on lender site 2026-10-16
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Bill Herceg has been in mortgage lending since 1998, working in both brokerage and banking. Their profile lists FHA 203k Specialist and Veteran Lending Specialist under recognition. They say they received a construction lending certification from The Federal Savings Bank.
Our summary of the lender page. Verified 2026-10-16.
- Education
- Michigan State University, degree in Resource Development, minor in Business Administration
- Source (opens in a new tab), verified 2026-10-16
- Community
- Volunteers with the local Chapter of the International Mountain Biking Alliance
- Source (opens in a new tab), verified 2026-10-16
Sources
| Name and employer | lender site · thefederalsavingsbank.com (opens in a new tab) | verified 2026-10-16 |
| Specialties | lender site · thefederalsavingsbank.com (opens in a new tab) | verified 2026-10-16 |
| Lender programs | lender site · thefederalsavingsbank.com (opens in a new tab) | verified 2026-10-16 |
| Summary | lender site · thefederalsavingsbank.com (opens in a new tab) | verified 2026-10-16 |
| Contact | lender site · thefederalsavingsbank.com (opens in a new tab) | verified 2026-10-16 |
| Photo | lender site · thefederalsavingsbank.com (opens in a new tab) | verified 2026-10-16 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Bill Herceg (NMLS 22774), The Federal Savings Bank. LenDb.ai, https://lendb.ai/lo/bill-herceg-22774, last verified 2026-10-16.
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