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Loan programs · Colorado

Construction loan officers in Colorado

As of 2026-10-09, LenDb lists 25 loan officers licensed in or based in Colorado whose lender pages show Construction loan work. The top-ranked are Jeffrey Aronheim (CrossCountry Mortgage, Greenwood Village), April Janas (CrossCountry Mortgage, Puyallup) and Brett Shaw (LeaderOne Financial, Colorado Springs). Ranking is lender-neutral: specialty evidence first, then a license in CO, branch location, experience and profile completeness. Nobody pays for placement.

Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.

Ranked, with reasons · top 25

  1. 1

    Jeffrey AronheimNMLS 235233

    CrossCountry Mortgage · Greenwood Village, CO · licensed in 33 states

    • Construction loan
    • Non-QM loan
    • Real estate investor
    • ✓Licensed in CO: confirmed with the Colorado regulator (license 100014336), verified 2026-10-09
    • Lists Construction loan on lender page (lender page, verified 2026-10-09)
    • Office in Greenwood Village, CO
    • Licensed since 2007 (per Colorado records)
  2. 2

    April JanasNMLS 299013

    CrossCountry Mortgage · Puyallup, WA · licensed in 13 states

    • Construction loan
    • Down payment assistance
    • HELOC
    • ✓Licensed in CO: confirmed with the Colorado regulator (license 100544787), verified 2026-10-09
    • Lists Construction loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2026 (per Florida records)
    • States 25 years of experience (lender page, 2026-10-09)
  3. 3

    Brett ShawNMLS 315592

    LeaderOne Financial · Colorado Springs, CO · licensed in 4 states

    • Construction loan
    • Down payment assistance
    • FHA loan
    • HELOC
    • ✓Licensed in CO: confirmed with the Colorado regulator (license 100018951), verified 2026-10-09
    • Lists Construction loan on lender page (lender page, verified 2026-10-09)
    • Office in Colorado Springs, CO
    • Licensed since 2007 (per Colorado records)
    • States 20 years of experience (lender page, 2026-10-09)
  4. 4

    Bruce BrinkerhoffNMLS 639483

    CrossCountry Mortgage · Cleveland, OH · licensed in 50 states

    • Construction loan
    • ✓Licensed in CO: confirmed with the Colorado regulator (license 100515228), verified 2026-10-09
    • Lists Construction loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2019 (per Florida records)
  5. 5

    Danielle PitzoNMLS 562497

    CrossCountry Mortgage · Cleveland, OH · licensed in 17 states

    • Construction loan
    • FHA loan
    • ✓Licensed in CO: confirmed with the Colorado regulator (license 100526555), verified 2026-10-09
    • Lists Construction loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2021 (per Florida records)
  6. 6

    James IgbinoviaNMLS 626688

    CrossCountry Mortgage · Scottsdale, AZ · licensed in 29 states

    • Construction loan
    • Self-employed
    • Jumbo loan
    • USDA loan
    • CO listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Construction loan on lender page (lender page, verified 2026-10-09)
    • States 20 years of experience (lender page, 2026-10-09)
  7. 7

    Ann GeskeNMLS 239635

    C2 Financial Corporation · Mortgage broker · California · licensed in 4 states

    • Construction loan
    • New construction
    • FHA loan
    • Real estate investor
    • ✓Licensed in CO: confirmed with the Colorado regulator (license 100542745), verified 2026-10-09
    • Lists Construction loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2018 (per Florida records)
    • States 35 years of experience (lender page, 2026-10-09)
  8. 8

    Kellie BuchananNMLS 744052

    Highlands Residential Mortgage · Angel Fire, NM · licensed in 6 states

    • Construction loan
    • Down payment assistance
    • Condo
    • FHA loan
    • ✓Licensed in CO: confirmed with the Colorado regulator (license 100514821), verified 2026-10-09
    • Lists Construction loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2019 (per Colorado records)
    • States 34 years of experience (lender page, 2026-10-09)
  9. 9

    Jeri ShoopNMLS 224331

    Xpert Home Lending · Mortgage broker · licensed in 4 states

    • Construction loan
    • Self-employed
    • VA loan
    • DSCR loan
    • ✓Licensed in CO: confirmed with the Colorado regulator (license 100017657), verified 2026-10-09
    • Lists Construction loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2007 (per Colorado records)
  10. 10

    Cindy WallaceNMLS 1109027

    U.S. Bank · Bank · Loveland, CO

    • Construction loan
    • Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
    • Lists Construction loan on lender page (lender page, verified 2026-10-09)
    • Office in Loveland, CO
    • Licensed since 2022 (per Florida records)
  11. 11

    Andy RiemenschneiderNMLS 409653

    CrossCountry Mortgage · Stillwater, MN · licensed in 7 states

    • Construction loan
    • VA loan
    • First-time buyer
    • CO listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Construction loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2018 (per Florida records)
    • States 15 years of experience (lender page, 2026-10-09)
  12. 12

    Ashlie RoeNMLS 639380

    CrossCountry Mortgage · Eden, UT · licensed in 11 states

    • Construction loan
    • Real estate investor
    • FHA loan
    • VA loan
    • ✓Licensed in CO: confirmed with the Colorado regulator (license 100511994), verified 2026-10-09
    • Lists Construction loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2018 (per Colorado records)
  13. 13

    Derrick CochranNMLS 1572088

    Intercap Lending · Salt Lake City, UT · licensed in 2 states

    • Construction loan
    • ✓Licensed in CO: confirmed with the Colorado regulator (license 100523583), verified 2026-10-09
    • Lists Construction loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2021 (per Colorado records)
  14. 14

    Kelly HintzNMLS 450644

    CrossCountry Mortgage · Scottsdale, AZ · licensed in 15 states

    • Construction loan
    • Real estate investor
    • HELOC
    • ✓Licensed in CO: confirmed with the Colorado regulator (license 100518918), verified 2026-10-09
    • Lists Construction loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2020 (per Colorado records)
  15. 15

    Patrick McCalleyNMLS 462475

    U.S. Bank · Bank · Avon, CO

    • Construction loan
    • Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
    • Lists Construction loan on lender page (lender page, verified 2026-10-09)
    • Office in Avon, CO
  16. 16

    Jason KragelNMLS 488977

    U.S. Bank · Bank · Castle Rock, CO

    • Construction loan
    • Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
    • Lists Construction loan on lender page (lender page, verified 2026-10-09)
    • Office in Castle Rock, CO
  17. 17

    Dave McNeilNMLS 531834

    U.S. Bank · Bank · Denver, CO

    • Construction loan
    • Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
    • Lists Construction loan on lender page (lender page, verified 2026-10-09)
    • Office in Denver, CO
  18. 18

    David ClineNMLS 778999

    U.S. Bank · Bank · Denver, CO

    • Construction loan
    • Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
    • Lists Construction loan on lender page (lender page, verified 2026-10-09)
    • Office in Denver, CO
  19. 19

    Becky ManleyNMLS 850908

    U.S. Bank · Bank · Lakewood, CO

    • Construction loan
    • Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
    • Lists Construction loan on lender page (lender page, verified 2026-10-09)
    • Office in Lakewood, CO
  20. 20

    Katherine KrasneNMLS 909070

    U.S. Bank · Bank · Denver, CO

    • Construction loan
    • Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
    • Lists Construction loan on lender page (lender page, verified 2026-10-09)
    • Office in Denver, CO
  21. 21

    Kelly ElsonNMLS 1266506

    U.S. Bank · Bank · Canon City, CO

    • Construction loan
    • New construction
    • Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
    • Lists Construction loan on lender page (lender page, verified 2026-10-09)
    • Office in Canon City, CO
  22. 22

    Shirley MuellerNMLS 336103

    CrossCountry Mortgage · Austin, TX · licensed in 20 states

    • Construction loan
    • Renovation loan (203k / HomeStyle)
    • VA loan
    • ✓Licensed in CO: confirmed with the Colorado regulator (license 100517384), verified 2026-10-09
    • Lists Construction loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2020 (per Florida records)
  23. 23

    Jess UphoffNMLS 174999

    Homeowners Financial Group · Westminster, CO · licensed in 12 states

    • Construction loan
    • New construction
    • CO listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Construction loan on lender page (lender page, verified 2026-10-09)
    • Office in Westminster, CO
    • Licensed since 2023 (per Florida records)
  24. 24

    Amy HerberNMLS 880954

    American Pacific Mortgage · Eagle, ID · licensed in 9 states

    • Construction loan
    • Down payment assistance
    • FHA loan
    • Renovation loan (203k / HomeStyle)
    • ✓Licensed in CO: confirmed with the Colorado regulator (license 100533672), verified 2026-10-09
    • Lists Construction loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2022 (per Colorado records)
  25. 25

    Michael SmalleyNMLS 289846

    CrossCountry Mortgage · Winter Park, FL · licensed in 15 states

    • Construction loan
    • Down payment assistance
    • Real estate investor
    • ✓Licensed in CO: confirmed with the Colorado regulator (license 100544805), verified 2026-10-09
    • Lists Construction loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2024 (per Florida records)

Before you choose

Builder approval, draw management and appraisals based on plans require a lender with a construction department.

  • Do you offer one-time close construction loans?
  • What do you require to approve my builder?
  • How are draws released during the build?

More about Construction loan

How this list is ranked

Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers are listed when a CO license is confirmed with the state regulator (check mark), CO is listed on their lender page, or they work at a bank or credit union (likely federally registered; verify at NMLS). Then branch location, experience (licensed since, per the regulator records we hold) and profile completeness. Disciplinary history is not yet checked by LenDb; verify at NMLS Consumer Access. No paid placement. Methodology.

Same list as JSON: /api/v1/loan-officers?specialty=construction&state=CO. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.