Cale Ritter
Residential Mortgage Loan Originator at Cornerstone First Mortgage · Neosho, MO
NMLS ID 431649 (opens in a new tab) · verify at NMLS Consumer Access
Cale Ritter (NMLS 431649) is Residential Mortgage Loan Originator at Cornerstone First Mortgage, based in Neosho, MO. Licensed in Texas, confirmed with the state regulator. Cornerstone First Mortgage also offers FHA loan, First-time buyer, HELOC, Real estate investor and Jumbo loan and 7 more (a lender program, not confirmed as their own focus). Earliest state license record: August 16, 2021 (Texas), per state regulator.
Last verified . Sources: Cornerstone First Mortgage (encompasslending.com), Texas state regulator and NMLS Consumer Access (license status, check live).
- Earliest state license record: August 16, 2021 (Texas), per state regulator
- Works at an FHA-approved lender, per HUD (opens in a new tab)
- 1 state
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
Focus
No focus listed on their lender page yet.
Their lender offers
FHA loan, First-time buyer, HELOC, Real estate investor, Jumbo loan, Low credit score, New construction, Renovation loan (203k / HomeStyle), Reverse mortgage, Self-employed, USDA loan and VA loan. Programs Cornerstone First Mortgage offers (verified 2026-10-15). Lender-level: not confirmed as Cale's own focus, so ask.
Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.
Licensed states
✓ Confirmed with the state regulator: TX (opens in a new tab), verified 2026-10-13.
Contact
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Employment history
Cornerstone First Mortgage NMLS 292897
Current · Neosho, MO · seen on lender site 2026-10-15
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
Sources
| Name and employer | state regulator · encompasslending.com (opens in a new tab) | verified 2026-10-15 |
| Licenses (regulator) | state regulator · sml.texas.gov (opens in a new tab) | verified 2026-10-13 |
| Lender programs | lender site · cornerstonefirst.com (opens in a new tab) | verified 2026-10-15 |
| Contact | lender site · encompasslending.com (opens in a new tab) | verified 2026-10-15 |
| Photo | state regulator · encompasslending.com (opens in a new tab) | verified 2026-10-15 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Cale Ritter (NMLS 431649), Cornerstone First Mortgage. LenDb.ai, https://lendb.ai/lo/cale-ritter-431649, last verified 2026-10-15.
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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.