Carol Richardson, photo from ALCOVA Mortgage

Carol Richardson

Loan Officer at ALCOVA Mortgage · Richmond, VA

NMLS ID 624077 (opens in a new tab) · verify at NMLS Consumer Access

Carol Richardson (NMLS 624077) is Loan Officer at ALCOVA Mortgage, based in Richmond, VA. Lists Virginia on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: First-time buyer.

Last verified . Sources: ALCOVA Mortgage (alcova.com) and NMLS Consumer Access (license status, check live).

Specialties

Where we saw these: alcova.com (opens in a new tab)

Evidence levels, strongest first: production data, lender page, self-reported.

Languages

Not listed

Licensed states

AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

Virginia

Lender-reported: VA is listed on the lender page, not yet checked with the state regulator.

Contact

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Employment history

  1. ALCOVA Mortgage NMLS 40508

    Current · Richmond, VA · seen on lender site 2026-10-09

Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

About

Carol has 41 years of banking experience starting at JP Morgan Chase in 1985, including 31 years in mortgage. She moved to Virginia in 2012 to be closer to family and is passionate about helping first-time homebuyers achieve homeownership.

Our summary of the lender page. Verified 2026-10-09.

Experience
since 1985
Source (opens in a new tab), verified 2026-10-09
Experience
since 1993
Source (opens in a new tab), verified 2026-10-09

Sources

Name and employerlender site · alcova.com (opens in a new tab)verified 2026-10-09
Licensed stateslender site · alcova.com (opens in a new tab)verified 2026-10-09
Specialtieslender site · alcova.com (opens in a new tab)verified 2026-10-09
Summarylender site · alcova.com (opens in a new tab)verified 2026-10-09
Contactlender site · alcova.com (opens in a new tab)verified 2026-10-09
Photolender site · alcova.com (opens in a new tab)verified 2026-10-09
License statusNMLS Consumer Access (opens in a new tab)check live

Also available as Markdown, JSON, or via the API.

Cite as: Carol Richardson (NMLS 624077), ALCOVA Mortgage. LenDb.ai, https://lendb.ai/lo/carol-richardson-624077, last verified 2026-10-09.

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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.