
Ryan Charles
Branch Partner at ALCOVA Mortgage · Richmond, VA
NMLS ID 247505 (opens in a new tab) · verify at NMLS Consumer Access
Ryan Charles (NMLS 247505) is Branch Partner at ALCOVA Mortgage, based in Richmond, VA. Licensed in 8 states: Florida, Georgia, Maryland, North Carolina, Pennsylvania, South Carolina, Tennessee and Virginia. 4 years licensed.
Last verified . Sources: ALCOVA Mortgage (alcova.com), Florida state regulator, Pennsylvania state regulator and NMLS Consumer Access (license status, check live).
- 4 years licensed
- 8 states
- Unclaimed profile
- No actions on file
Specialties
None listed on the lender page yet.
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
Not listed
Licensed states
Florida, Georgia, Maryland, North Carolina, Pennsylvania, South Carolina, Tennessee, Virginia
Confirmed with the state regulator: FL (opens in a new tab) (LO106849, since 2022), PA (opens in a new tab) (97814), verified 2026-10-09.
Others as listed on the lender page (GA, MD, NC, SC, TN, VA), not yet checked against state regulators.
Contact
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Employment history
ALCOVA Mortgage NMLS 40508
Current · Richmond, VA · seen on lender site 2026-10-09
Disciplinary actions
None on record
Regulator orders are not loaded yet. Check NMLS Consumer Access.
About
Former collegiate and professional athlete with extensive Richmond-area experience, Ryan has worked with thousands of buyers and real estate professionals. He is dedicated to understanding loan programs, market trends, and building strong client relationships.
Our summary of the lender page. Verified 2026-10-09.
- Experience
- Thousands of transactions with local buyers and real estate professionals
- Source (opens in a new tab), verified 2026-10-09
- Credentials
- Inducted into Clover Hill Athletic Hall of Fame (2008); former professional basketball player in 7 countries
- Source (opens in a new tab), verified 2026-10-09
Reviews
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Sources
| Name and employer | lender site · alcova.com (opens in a new tab) | verified 2026-10-09 |
| Licenses (regulator) | state regulator · data.pa.gov (opens in a new tab) | verified 2026-10-09 |
| Licensed states | lender site · alcova.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · alcova.com (opens in a new tab) | verified 2026-10-09 |
| Contact | lender site · alcova.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · alcova.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Ryan Charles (NMLS 247505), ALCOVA Mortgage. LenDb.ai, https://lendb.ai/lo/ryan-charles-247505, last verified 2026-10-09.
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