Charlene Rivera
Loan Officer at CrossCountry Mortgage · Naples, FL
NMLS ID 22148 (opens in a new tab) · verify at NMLS Consumer Access
Charlene Rivera (NMLS 22148) is Loan Officer at CrossCountry Mortgage, based in Naples, FL. Licensed in Florida, confirmed with the state regulator (license LO24381). Focus areas shown on the lender page: First-time buyer. Earliest state license record: April 15, 2014 (Florida), per state regulator.
Last verified . Sources: CrossCountry Mortgage (crosscountrymortgage.com), Florida state regulator and NMLS Consumer Access (license status, check live).
- Earliest state license record: April 15, 2014 (Florida), per state regulator
- 1 state
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
Where we saw these: crosscountrymortgage.com (opens in a new tab)
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
Not listed
Licensed states
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO24381, first effective 2014-04-15), verified 2026-10-09.
Contact
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Employment history
CrossCountry Mortgage NMLS 3029
Current · Naples, FL · seen on lender site 2026-10-09
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Charlene joined the mortgage industry in 1999 and specializes in helping first-time homebuyers. She serves all of Florida with a focus on guiding clients through the home financing process.
Our summary of the lender page. Verified 2026-10-09.
Sources
| Name and employer | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Licenses (regulator) | state regulator · real.flofr.com (opens in a new tab) | verified 2026-10-09 |
| Specialties | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Contact | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Charlene Rivera (NMLS 22148), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/charlene-rivera-pagan-22148, last verified 2026-10-09.
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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.