Chris Cayo
Senior Loan Officer at Guild Mortgage · Vancouver, WA
NMLS ID 854164 (opens in a new tab) · verify at NMLS Consumer Access
Chris Cayo (NMLS 854164) is Senior Loan Officer at Guild Mortgage, based in Vancouver, WA. Licensed in 2 states: Oregon and Washington. Focus areas shown on the lender page: FHA loan, USDA loan, VA loan, Down payment assistance and Renovation loan (203k / HomeStyle).
Last verified . Sources: Guild Mortgage (branches.guildmortgage.com) and NMLS Consumer Access (license status, check live).
- 2 states
- Unclaimed profile
- No actions on file
Specialties
- FHA loanlender page
- USDA loanlender page
- VA loanlender page
- Down payment assistancelender page
- Renovation loan (203k / HomeStyle)lender page
- First-time buyerlender page
- Jumbo loanlender page
Where we saw these: branches.guildmortgage.com (opens in a new tab)
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
Not listed
Licensed states
As listed on the lender page (OR, WA), not yet checked against state regulators.
Contact
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Employment history
Guild Mortgage NMLS 3274
Current · Vancouver, WA · seen on lender site 2026-10-09
Disciplinary actions
None on record
Regulator orders are not loaded yet. Check NMLS Consumer Access.
About
Senior Loan Officer serving Southwest Washington and Oregon since 2011. Specializes in VA, FHA, USDA, and conventional loans, as well as down payment assistance, jumbo, and renovation financing for diverse borrower situations.
Our summary of the lender page. Verified 2026-10-09.
- Serves
- Vancouver, Camas, Ridgefield, Battle Ground, Southwest Washington, and Oregon
- Source (opens in a new tab), verified 2026-10-09
- Credentials
- 5.0 Survey Score from Public Reviews Campaign; ranked in Top 5% at Guild Mortgage
- Source (opens in a new tab), verified 2026-10-09
- Credentials
- Best of Mortgage Lender by BusinessRate 2024
- Source (opens in a new tab), verified 2026-10-09
- Community
- Member of Building Industry Association (BIA) of Clark County
- Source (opens in a new tab), verified 2026-10-09
Reviews
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LenDb reviews
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Sources
| Name and employer | lender site · branches.guildmortgage.com (opens in a new tab) | verified 2026-10-09 |
| Licensed states | lender site · branches.guildmortgage.com (opens in a new tab) | verified 2026-10-09 |
| Specialties | lender site · branches.guildmortgage.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · branches.guildmortgage.com (opens in a new tab) | verified 2026-10-09 |
| Contact | lender site · branches.guildmortgage.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · branches.guildmortgage.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Chris Cayo (NMLS 854164), Guild Mortgage. LenDb.ai, https://lendb.ai/lo/chris-cayo-854164, last verified 2026-10-09.
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