Christian Ruiz
Loan Officer at Lower · Greenville, SC
NMLS ID 2860997 (opens in a new tab) · verify at NMLS Consumer Access
Christian Ruiz (NMLS 2860997) is Loan Officer at Lower, based in Greenville, SC. Lists Georgia, North Carolina and South Carolina on the lender page (not yet checked with the state regulator). Lower also offers FHA loan, First-time buyer, HELOC, Real estate investor and Jumbo loan and 5 more (a lender program, not confirmed as their own focus). Speaks English and Spanish. States 20 years of experience.
Last verified . Sources: Lower (lower.com) and NMLS Consumer Access (license status, check live).
- 20 years experience (stated)
- Works at an FHA-approved lender, per HUD (opens in a new tab)
- 3 states
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
Focus
No focus listed on their lender page yet.
Their lender offers
FHA loan, First-time buyer, HELOC, Real estate investor, Jumbo loan, Non-QM loan, Renovation loan (203k / HomeStyle), USDA loan, VA loan and Vacation home. Programs Lower offers (verified 2026-10-10). Lender-level: not confirmed as Christian's own focus, so ask.
Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.
Languages
- English
- Spanish
Source: lender site (opens in a new tab), verified 2026-10-10
Licensed states
Georgia, North Carolina, South Carolina
Lender-reported: GA, NC, SC are listed on the lender page, not yet checked with the state regulator.
Contact
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Employment history
Lower NMLS 1124061
Current · Greenville, SC · seen on lender site 2026-10-10
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Has 20+ years in real estate, serving homebuyers across South Carolina with a focus on Greenville, Spartanburg and Upstate counties; speaks English and Spanish.
Our summary of the lender page. Verified 2026-10-10.
- Serves
- Greenville, Spartanburg, Anderson, Pickens and Laurens counties, SC
- Source (opens in a new tab), verified 2026-10-10
Sources
| Name and employer | lender site · lower.com (opens in a new tab) | verified 2026-10-10 |
| Licensed states | lender site · lower.com (opens in a new tab) | verified 2026-10-10 |
| Lender programs | lender site · lower.com (opens in a new tab) | verified 2026-10-10 |
| Languages | lender site · lower.com (opens in a new tab) | verified 2026-10-10 |
| Summary | lender site · lower.com (opens in a new tab) | verified 2026-10-10 |
| Contact | lender site · lower.com (opens in a new tab) | verified 2026-10-10 |
| Photo | lender site · lower.com (opens in a new tab) | verified 2026-10-10 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Christian Ruiz (NMLS 2860997), Lower. LenDb.ai, https://lendb.ai/lo/christian-ruiz-2860997, last verified 2026-10-10.
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