Tiana Winter
Branch Manager, VP at Lower · Greenville, SC
NMLS ID 2010836 (opens in a new tab) · verify at NMLS Consumer Access
Tiana Winter (NMLS 2010836) is Branch Manager, VP at Lower, based in Greenville, SC. Licensed in Florida, confirmed with the state regulator (license LO74876). Also lists Georgia, South Carolina and Tennessee on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Real estate investor and First-time buyer. Lower also offers FHA loan, HELOC, Jumbo loan, Non-QM loan and Renovation loan (203k / HomeStyle) and 3 more (a lender program, not confirmed as their own focus). Earliest state license record: September 25, 2020 (Florida), per state regulator.
Last verified . Sources: Lower (lower.com), Florida state regulator and NMLS Consumer Access (license status, check live).
- Earliest state license record: September 25, 2020 (Florida), per state regulator
- Works at an FHA-approved lender, per HUD (opens in a new tab)
- 4 states
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
Focus
- Focus: Real estate investor(from their lender profile page)
- Focus: First-time buyer(from their lender profile page)
Where we saw these: lower.com (opens in a new tab)
Their lender offers
FHA loan, HELOC, Jumbo loan, Non-QM loan, Renovation loan (203k / HomeStyle), USDA loan, VA loan and Vacation home. Programs Lower offers (verified 2026-10-10). Lender-level: not confirmed as Tiana's own focus, so ask.
Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.
Licensed states
Florida, Georgia, South Carolina, Tennessee
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO74876, first effective 2020-09-25), verified 2026-10-15.
Lender-reported: GA, SC, TN are listed on the lender page, not yet checked with the state regulator.
Contact
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Employment history
Lower NMLS 1124061
Current · Greenville, SC · seen on lender site 2026-10-10
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Tiana describes focus areas for real estate investors (cash flow and capital preservation) and first-time homebuyers (keeping more money in their pocket). Licensed in several states.
Our summary of the lender page. Verified 2026-10-10.
Sources
| Name and employer | lender site · lower.com (opens in a new tab) | verified 2026-10-10 |
| Licenses (regulator) | state regulator · real.flofr.com (opens in a new tab) | verified 2026-10-15 |
| Licensed states | lender site · lower.com (opens in a new tab) | verified 2026-10-10 |
| Specialties | lender site · lower.com (opens in a new tab) | verified 2026-10-10 |
| Lender programs | lender site · lower.com (opens in a new tab) | verified 2026-10-10 |
| Summary | lender site · lower.com (opens in a new tab) | verified 2026-10-10 |
| Contact | lender site · lower.com (opens in a new tab) | verified 2026-10-10 |
| Photo | lender site · lower.com (opens in a new tab) | verified 2026-10-10 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
Also available as Markdown, JSON, or via the API.
Cite as: Tiana Winter (NMLS 2010836), Lower. LenDb.ai, https://lendb.ai/lo/tiana-winter-2010836, last verified 2026-10-15.
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