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Ty Downing, photo from CrossCountry Mortgage

Ty Downing

Loan Officer at CrossCountry Mortgage · Tampa, FL

NMLS ID 2281948 (opens in a new tab) · verify at NMLS Consumer Access

Ty Downing (NMLS 2281948) is Loan Officer at CrossCountry Mortgage, based in Tampa, FL. Licensed in Florida, confirmed with the state regulator (license LO102302). Also lists Georgia, Minnesota, Missouri, North Carolina, Texas and Washington on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: VA loan, FHA loan and First-time buyer. Licensed since 2022 (per Florida records). States 11 years of experience.

Last verified . Sources: CrossCountry Mortgage (crosscountrymortgage.com), Florida state regulator and NMLS Consumer Access (license status, check live).

Specialties

Where we saw these: crosscountrymortgage.com (opens in a new tab)

Evidence levels, strongest first: production data, lender page, self-reported.

Languages

Not listed

Licensed states

AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

Florida, Georgia, Minnesota, Missouri, North Carolina, Texas, Washington

✓ Confirmed with the state regulator: FL (opens in a new tab) (LO102302, since 2022), verified 2026-10-09.

Lender-reported: GA, MN, MO, NC, TX, WA are listed on the lender page, not yet checked with the state regulator.

Contact

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View profile at CrossCountry Mortgage (opens in a new tab)

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Employment history

  1. CrossCountry Mortgage NMLS 3029

    Current · Tampa, FL · seen on lender site 2026-10-09

Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

About

Ty is a Florida native and U.S. Navy Veteran with 11 years of military service as a Naval Aircrewman. He holds a bachelor's degree in business with a finance minor and is committed to helping veterans and active-duty service members with their mortgage needs.

Our summary of the lender page. Verified 2026-10-09.

Education
Bachelor's degree in business with a minor in Finance from Columbia College of Missouri; accepted to University of Florida's Professional MBA program
Source (opens in a new tab), verified 2026-10-09
Also
Completed four deployments as Naval Aircrewman stationed at NAS Jacksonville; transitioned to Navy training consultant role
Source (opens in a new tab), verified 2026-10-09

Sources

Name and employerlender site · crosscountrymortgage.com (opens in a new tab)verified 2026-10-09
Licenses (regulator)state regulator · real.flofr.com (opens in a new tab)verified 2026-10-09
Licensed stateslender site · crosscountrymortgage.com (opens in a new tab)verified 2026-10-09
Specialtieslender site · crosscountrymortgage.com (opens in a new tab)verified 2026-10-09
Summarylender site · crosscountrymortgage.com (opens in a new tab)verified 2026-10-09
Contactlender site · crosscountrymortgage.com (opens in a new tab)verified 2026-10-09
Photolender site · crosscountrymortgage.com (opens in a new tab)verified 2026-10-09
License statusNMLS Consumer Access (opens in a new tab)check live

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Cite as: Ty Downing (NMLS 2281948), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/christopher-downing-2281948, last verified 2026-10-09.

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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.