David K Bailey
Mortgage Loan Officer at Loan Factory
NMLS ID 369541 (opens in a new tab) · verify at NMLS Consumer Access
David K Bailey (NMLS 369541) is Mortgage Loan Officer at Loan Factory. Licensed in Florida, confirmed with the state regulator (license LO125147). Also lists California, Georgia, Michigan, Nevada, Tennessee and Texas on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Down payment assistance, FHA loan, First-time buyer, VA loan and Real estate investor. Licensed since 2024 (per Florida records).
Last verified . Sources: Loan Factory (loanfactory.com), Florida state regulator and NMLS Consumer Access (license status, check live).
- Licensed since 2024 (per Florida records)
- 7 states
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
- Down payment assistancelender page
- FHA loanlender page
- First-time buyerlender page
- VA loanlender page
- Real estate investorlender page
- Self-employedlender page
Where we saw these: loanfactory.com (opens in a new tab)
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
Not listed
Licensed states
Florida, California, Georgia, Michigan, Nevada, Tennessee, Texas
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO125147, since 2024), verified 2026-10-09.
Lender-reported: CA, GA, MI, NV, TN, TX are listed on the lender page, not yet checked with the state regulator.
Contact
- Profile (opens in a new tab)
We never see who you contact.
Employment history
Loan Factory NMLS 320841
Current · seen on lender site 2026-10-09
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
David K Bailey originates conventional, FHA, and VA loans and specializes in providing unique mortgage solutions. They focus on helping borrowers understand down payment assistance programs, credit issues, and first-time homebuyer programs.
Our summary of the lender page. Verified 2026-10-09.
Sources
| Name and employer | lender site · loanfactory.com (opens in a new tab) | verified 2026-10-09 |
| Licenses (regulator) | state regulator · real.flofr.com (opens in a new tab) | verified 2026-10-09 |
| Licensed states | lender site · loanfactory.com (opens in a new tab) | verified 2026-10-09 |
| Specialties | lender site · loanfactory.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · loanfactory.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · loanfactory.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
Also available as Markdown, JSON, or via the API.
Cite as: David K Bailey (NMLS 369541), Loan Factory. LenDb.ai, https://lendb.ai/lo/david-bailey-369541, last verified 2026-10-09.
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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.