Loan programs · Florida
Down payment assistance loan officers in Florida
As of 2026-10-09, LenDb lists 66 loan officers licensed in or based in Florida whose lender pages show Down payment assistance work. The top-ranked are Tommy Bearint (CrossCountry Mortgage, Tampa), Barbara Dini (Acrisure Mortgage (formerly FBC Mortgage), Orlando) and Kim Foglesong (Guild Mortgage, Boca Raton). Ranking is lender-neutral: specialty evidence first, then a license in FL, branch location, experience and profile completeness. Nobody pays for placement.
Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.
Ranked, with reasons · top 25
- 1
Tommy BearintNMLS 226071
CrossCountry Mortgage · Tampa, FL
- Down payment assistance
- First-time buyer
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in FL (state license, verified 2026-10-09)
- Branch in Florida
- 15 years licensed
- 2
Barbara DiniNMLS 286382
Acrisure Mortgage (formerly FBC Mortgage) · Orlando, FL
- Down payment assistance
- First-time buyer
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in FL (state license, verified 2026-10-09)
- Branch in Florida
- 15 years licensed
- 3
Kim FoglesongNMLS 490462
Guild Mortgage · Boca Raton, FL
- Down payment assistance
- 2 to 4 unit property
- DSCR loan
- First-time buyer
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in FL (state license, verified 2026-10-09)
- Branch in Florida
- 14 years licensed
- 4
Sandra JohnsonNMLS 383173
JPMorgan Chase Bank (Chase Home Lending) · Sunrise, FL
- Down payment assistance
- FHA loan
- Self-employed
- VA loan
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in FL (state license, verified 2026-10-09)
- Branch in Florida
- 14 years licensed
- 5
Rachel RogersNMLS 177092
Guild Mortgage · Orange Park, FL · licensed in 5 states
- Down payment assistance
- First-time buyer
- Manufactured home
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in FL (state license, verified 2026-10-09)
- Branch in Florida
- 9 years licensed
- 6
Teechee BuhnerkemperNMLS 459860
Guild Mortgage · Orange Park, FL · licensed in 2 states
- Down payment assistance
- First-time buyer
- Construction loan
- FHA loan
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in FL (state license, verified 2026-10-09)
- Branch in Florida
- 9 years licensed
- 7
Terri Hatfield DullNMLS 1616752
CrossCountry Mortgage · Winter Park, FL
- Down payment assistance
- DSCR loan
- First-time buyer
- Real estate investor
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in FL (state license, verified 2026-10-09)
- Branch in Florida
- 9 years licensed
- 8
Juanita BilesNMLS 519964
Embrace Home Loans · Gainesville, FL
- Down payment assistance
- First-time buyer
- Construction loan
- FHA loan
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in FL (state license, verified 2026-10-09)
- Branch in Florida
- 8 years licensed
- 9
Jevon RobertsonNMLS 763752
LeaderOne Financial · Oak Brook, IL · licensed in 7 states
- Down payment assistance
- First-time buyer
- Real estate investor
- Self-employed
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in FL (listed on lender page, verified 2026-10-09)
- 30 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 10
Rodney MullinsNMLS 20486
Union Home Mortgage · Tampa, FL · licensed in 4 states
- Down payment assistance
- Low credit score
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in FL (state license, verified 2026-10-09)
- Branch in Florida
- 5 years licensed
- 11
Jorge L Corrales RodriguezNMLS 598891
JPMorgan Chase Bank (Chase Home Lending) · Miami, FL
- Down payment assistance
- Vacation home
- FHA loan
- VA loan
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in FL (state license, verified 2026-10-09)
- Branch in Florida
- 9 years licensed
- 12
Shameika HuffNMLS 1722170
Embrace Home Loans · Tampa, FL
- Down payment assistance
- Bank statement loan
- FHA loan
- HELOC
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in FL (state license, verified 2026-10-09)
- Branch in Florida
- 5 years licensed
- 13
Iris LegaspiNMLS 690505
First Citizens Bank · San Diego, CA · licensed in 35 states
- Down payment assistance
- First-time buyer
- Jumbo loan
- Physician and medical professional
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in FL (listed on lender page, verified 2026-10-09)
- 17 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 14
Zach SchwartzNMLS 894131
LeaderOne Financial · Oak Brook, IL · licensed in 3 states
- Down payment assistance
- Construction loan
- FHA loan
- HELOC
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in FL (state license, verified 2026-10-09)
- 13 years licensed
- No disciplinary actions on file at LenDb
- 15
Don Laurentio DovinhNMLS 2246098
Guild Mortgage · Boca Raton, FL
- Down payment assistance
- Jumbo loan
- Non-QM loan
- Self-employed
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in FL (state license, verified 2026-10-09)
- Branch in Florida
- 3 years licensed
- 16
Gilbert SalazarNMLS 344711
Guild Mortgage · Irvine, CA · licensed in 7 states
- Down payment assistance
- FHA loan
- First-time buyer
- Jumbo loan
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in FL (state license, verified 2026-10-09)
- 12 years licensed
- No disciplinary actions on file at LenDb
- 17
Marla I OizNMLS 1585532
JPMorgan Chase Bank (Chase Home Lending) · Miami, FL
- Down payment assistance
- Co-op
- Condo
- FHA loan
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in FL (state license, verified 2026-10-09)
- Branch in Florida
- 6 years licensed
- 18
Mei Mee YuenNMLS 808120
Loan Factory · licensed in 2 states
- Down payment assistance
- FHA loan
- First-time buyer
- HELOC
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in FL (state license, verified 2026-10-09)
- 14 years licensed
- No disciplinary actions on file at LenDb
- 19
Shawn PetersonNMLS 2150396
CrossCountry Mortgage · Ponte Vedra Beach, FL
- Down payment assistance
- Non-QM loan
- USDA loan
- FHA loan
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in FL (state license, verified 2026-10-09)
- Branch in Florida
- 2 years licensed
- 20
Chris MartoranoNMLS 130044
Guild Mortgage · Chicago, IL · licensed in 10 states
- Down payment assistance
- FHA loan
- First-time buyer
- Jumbo loan
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in FL (state license, verified 2026-10-09)
- 10 years licensed
- No disciplinary actions on file at LenDb
- 21
Carl MelbyNMLS 201079
Guild Mortgage · Aurora, IL · licensed in 3 states
- Down payment assistance
- FHA loan
- First-time buyer
- Jumbo loan
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in FL (state license, verified 2026-10-09)
- 10 years licensed
- No disciplinary actions on file at LenDb
- 22
Amber MaurerNMLS 336048
Barrett Financial Group · licensed in 2 states
- Down payment assistance
- FHA loan
- Jumbo loan
- USDA loan
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in FL (state license, verified 2026-10-09)
- 15 years licensed
- No disciplinary actions on file at LenDb
- 23
Maria ServitadNMLS 1866052
JPMorgan Chase Bank (Chase Home Lending) · Sweetwater, FL
- Down payment assistance
- Co-op
- Condo
- FHA loan
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in FL (state license, verified 2026-10-09)
- Branch in Florida
- 4 years licensed
- 24
Lisa WheelerNMLS 250774
Embrace Home Loans · Tampa, FL · licensed in 5 states
- Down payment assistance
- 1099 income
- Bank statement loan
- FHA loan
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in FL (state license, verified 2026-10-09)
- Branch in Florida
- 15 years licensed
- 25
Agostino (Augie) IaconoNMLS 283725
Barrett Financial Group · Brookfield, WI · licensed in 11 states
- Down payment assistance
- Bank statement loan
- FHA loan
- Jumbo loan
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in FL (state license, verified 2026-10-09)
- 9 years licensed
- No disciplinary actions on file at LenDb
Before you choose
Programs are local, change often, and need the lender to be approved with the housing agency that runs them.
- Which down payment assistance programs are you approved for here?
- Is the assistance a grant, a forgivable loan, or a repayable second?
- Are there income, purchase price or first-time buyer limits?
How this list is ranked
Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers must be licensed in FL or have a branch there. Then branch location, years licensed and profile completeness. Disciplinary actions lower the score and are always shown. No paid placement. Methodology.
Same list as JSON: /api/v1/loan-officers?specialty=down-payment-assistance&state=FL. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.