David Joyner
VP/ Mortgage Sales Manager at TowneBank Mortgage · Kitty Hawk, NC
NMLS ID 116874 (opens in a new tab) · verify at NMLS Consumer Access
David Joyner (NMLS 116874) is VP/ Mortgage Sales Manager at TowneBank Mortgage, based in Kitty Hawk, NC. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Focus areas shown on the lender page: First-time buyer, Self-employed, Real estate investor and Vacation home. States 20 years of experience.
Last verified . Sources: TowneBank Mortgage (townebankmortgage.com) and NMLS Consumer Access (license status, check live).
- 20 years experience (stated)
- Likely federally registered
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
- First-time buyerlender page
- Self-employedlender page
- Real estate investorlender page
- Vacation homelender page
Where we saw these: townebankmortgage.com (opens in a new tab)
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
Not listed
Licensed states
No license list on file yet. Check NMLS Consumer Access (opens in a new tab) for every state this person is licensed in.
Likely federally registered: works at a bank. Federally registered MLOs aren't state-licensed; verify at NMLS (NMLS Consumer Access (opens in a new tab)).
Contact
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Employment history
TowneBank Mortgage NMLS 512138
Current · Kitty Hawk, NC · seen on lender site 2026-10-09
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
David Joyner has 20 years of industry experience and is a 4-time Chairman's Club winner. He specializes in working with first-time buyers, self-employed buyers, and investors, serving the Outer Banks area with expertise in diverse borrower situations.
Our summary of the lender page. Verified 2026-10-09.
- Community
- Past president of Kitty Hawk Rotary, member of Outer Banks Association of Realtors, past board member and member of Outer Banks Chamber of Commerce, board member for East Carolina University Visitors,
- Source (opens in a new tab), verified 2026-10-09
Sources
| Name and employer | lender site · townebankmortgage.com (opens in a new tab) | verified 2026-10-09 |
| Specialties | lender site · townebankmortgage.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · townebankmortgage.com (opens in a new tab) | verified 2026-10-09 |
| Contact | lender site · townebankmortgage.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · townebankmortgage.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: David Joyner (NMLS 116874), TowneBank Mortgage. LenDb.ai, https://lendb.ai/lo/david-joyner-116874, last verified 2026-10-09.
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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.