David Stephenson, photo from Xpert Home Lending

David Stephenson

Owner - Sr. Mortgage Advisor at Xpert Home Lending

NMLS ID 181057 (opens in a new tab) · verify at NMLS Consumer Access

David Stephenson (NMLS 181057) is Owner - Sr. Mortgage Advisor at Xpert Home Lending. Lists Colorado on the lender page (not yet checked with the state regulator). States 28 years of experience.

Last verified . Sources: Xpert Home Lending (xperthomelending.com) and NMLS Consumer Access (license status, check live).

Specialties

None listed on the lender page yet.

    Evidence levels, strongest first: production data, lender page, self-reported.

    Languages

    Not listed

    Licensed states

    AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

    Colorado

    Lender-reported: CO is listed on the lender page, not yet checked with the state regulator.

    Contact

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    View profile at Xpert Home Lending (opens in a new tab)

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    Employment history

    1. Xpert Home Lending NMLS 2179191

      Current · seen on lender site 2026-10-09

    Disciplinary history

    Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

    About

    David Stephenson is a Loveland native with 28 years in the mortgage industry, committed to providing personalized lending solutions and exceptional service to help clients achieve homeownership goals.

    Our summary of the lender page. Verified 2026-10-09.

    Role
    Owner of Northern Colorado Mortgage Company
    Source (opens in a new tab), verified 2026-10-09

    Sources

    Name and employerlender site · xperthomelending.com (opens in a new tab)verified 2026-10-09
    Licensed stateslender site · xperthomelending.com (opens in a new tab)verified 2026-10-09
    Summarylender site · xperthomelending.com (opens in a new tab)verified 2026-10-09
    Contactlender site · xperthomelending.com (opens in a new tab)verified 2026-10-09
    Photolender site · xperthomelending.com (opens in a new tab)verified 2026-10-09
    License statusNMLS Consumer Access (opens in a new tab)check live

    Also available as Markdown, JSON, or via the API.

    Cite as: David Stephenson (NMLS 181057), Xpert Home Lending. LenDb.ai, https://lendb.ai/lo/david-stephenson-181057, last verified 2026-10-09.

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    Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.