Ryan Fraker
Loan Officer at CrossCountry Mortgage · Bend, OR
NMLS ID 2075049 (opens in a new tab) · verify at NMLS Consumer Access
Ryan Fraker (NMLS 2075049) is Loan Officer at CrossCountry Mortgage, based in Bend, OR. Licensed in Florida, confirmed with the state regulator (license LO150192). Also lists Arizona, California, Idaho, Montana, Oregon, Texas and Washington on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: FHA loan and First-time buyer. Earliest state license record: August 10, 2026 (Florida), per state regulator.
Last verified . Sources: CrossCountry Mortgage (crosscountrymortgage.com), Florida state regulator and NMLS Consumer Access (license status, check live).
- Earliest state license record: August 10, 2026 (Florida), per state regulator
- 8 states
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
Where we saw these: crosscountrymortgage.com (opens in a new tab)
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
Not listed
Licensed states
Florida, Arizona, California, Idaho, Montana, Oregon, Texas, Washington
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO150192, first effective 2026-08-10), verified 2026-10-09.
Lender-reported: AZ, CA, ID, MT, OR, TX, WA are listed on the lender page, not yet checked with the state regulator.
Contact
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Employment history
CrossCountry Mortgage NMLS 3029
Current · Bend, OR · seen on lender site 2026-10-09
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Background in law enforcement with years in the mortgage industry. Offers full spectrum of loan products including OHCS and zero-down programs, dedicated to community service and enhancing client real estate journeys.
Our summary of the lender page. Verified 2026-10-09.
- Community
- Passionate about giving back to the community and inspiring others through contributions
- Source (opens in a new tab), verified 2026-10-09
Sources
| Name and employer | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Licenses (regulator) | state regulator · real.flofr.com (opens in a new tab) | verified 2026-10-09 |
| Licensed states | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Specialties | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Contact | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
Also available as Markdown, JSON, or via the API.
Cite as: Ryan Fraker (NMLS 2075049), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/donald-fraker-2075049, last verified 2026-10-09.
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