Emma Penna
Loan Consultant/Advisor at CrossCountry Mortgage · Bozeman, MT
NMLS ID 2053766 (opens in a new tab) · verify at NMLS Consumer Access
Emma Penna (NMLS 2053766) is Loan Consultant/Advisor at CrossCountry Mortgage, based in Bozeman, MT. Lists Arizona, Idaho, Montana and Washington on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Non-QM loan, USDA loan and VA loan. States 6 years of experience.
Last verified . Sources: CrossCountry Mortgage (crosscountrymortgage.com) and NMLS Consumer Access (license status, check live).
- 6 years experience (stated)
- 4 states
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
Where we saw these: crosscountrymortgage.com (opens in a new tab)
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
Not listed
Licensed states
Arizona, Idaho, Montana, Washington
Lender-reported: AZ, ID, MT, WA are listed on the lender page, not yet checked with the state regulator.
Contact
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Employment history
CrossCountry Mortgage NMLS 3029
Current · Bozeman, MT · seen on lender site 2026-10-09
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Emma has six years of mortgage industry experience and a business management degree. She serves homebuyers throughout Montana, specializing in conventional, FHA, VA, USDA and Non-QM loans.
Our summary of the lender page. Verified 2026-10-09.
Sources
| Name and employer | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Licensed states | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Specialties | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Contact | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
Also available as Markdown, JSON, or via the API.
Cite as: Emma Penna (NMLS 2053766), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/emma-penna-2053766, last verified 2026-10-09.
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