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Loan programs · Montana

VA loan officers in Montana

As of 2026-10-09, LenDb lists 79 loan officers licensed in or based in Montana whose lender pages show VA loan work. The top-ranked are Scott Evans (CrossCountry Mortgage, San Diego), Scott Reese (CrossCountry Mortgage, Cleveland) and Merrick Myers (Churchill Mortgage, Coeur d'Alene). Ranking is lender-neutral: specialty evidence first, then a license in MT, branch location, experience and profile completeness. Nobody pays for placement.

Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.

Ranked, with reasons · top 25

  1. 1

    Scott EvansNMLS 256163

    CrossCountry Mortgage · San Diego, CA · licensed in 38 states

    • VA loan
    • Jumbo loan
    • FHA loan
    • Lists VA loan on lender page (lender page, verified 2026-10-09)
    • Licensed in MT (listed on lender page, verified 2026-10-09)
    • 13 years licensed
    • No disciplinary actions on file at LenDb
  2. 2

    Scott ReeseNMLS 86512

    CrossCountry Mortgage · Cleveland, OH · licensed in 17 states

    • VA loan
    • FHA loan
    • First-time buyer
    • HELOC
    • Lists VA loan on lender page (lender page, verified 2026-10-09)
    • Licensed in MT (listed on lender page, verified 2026-10-09)
    • 9 years licensed
    • No disciplinary actions on file at LenDb
  3. 3

    Merrick MyersNMLS 46122

    Churchill Mortgage · Coeur d'Alene, ID · licensed in 4 states

    • VA loan
    • FHA loan
    • First-time buyer
    • Lists VA loan on lender page (lender page, verified 2026-10-09)
    • Licensed in MT (listed on lender page, verified 2026-10-09)
    • 22 years experience (stated on lender page, 2026-10-09)
    • No disciplinary actions on file at LenDb
  4. 4

    Matthew MerrillNMLS 115282

    Guild Mortgage · Vancouver, WA · licensed in 5 states

    • VA loan
    • FHA loan
    • First-time buyer
    • USDA loan
    • Lists VA loan on lender page (lender page, verified 2026-10-09)
    • Licensed in MT (listed on lender page, verified 2026-10-09)
    • 20 years experience (stated on lender page, 2026-10-09)
    • No disciplinary actions on file at LenDb
  5. 5

    Sam WilliamsNMLS 408639

    Churchill Mortgage · Salem, OR · licensed in 5 states

    • VA loan
    • First-time buyer
    • Lists VA loan on lender page (lender page, verified 2026-10-09)
    • Licensed in MT (listed on lender page, verified 2026-10-09)
    • 21 years experience (stated on lender page, 2026-10-09)
    • No disciplinary actions on file at LenDb
  6. 6

    Cherie SmithNMLS 570248

    Guild Mortgage · Redmond, OR · licensed in 9 states

    • VA loan
    • FHA loan
    • First-time buyer
    • Lists VA loan on lender page (lender page, verified 2026-10-09)
    • Licensed in MT (listed on lender page, verified 2026-10-09)
    • 25 years experience (stated on lender page, 2026-10-09)
    • No disciplinary actions on file at LenDb
  7. 7

    Kevin HolmesNMLS 193246

    NFM Lending · Linthicum, MD · licensed in 23 states

    • VA loan
    • FHA loan
    • First-time buyer
    • Jumbo loan
    • Lists VA loan on lender page (lender page, verified 2026-10-09)
    • Licensed in MT (listed on lender page, verified 2026-10-09)
    • 14 years licensed
    • No disciplinary actions on file at LenDb
  8. 8

    Jay BunteNMLS 1957808

    CrossCountry Mortgage · Fort Worth, TX · licensed in 46 states

    • VA loan
    • Jumbo loan
    • Lists VA loan on lender page (lender page, verified 2026-10-09)
    • Licensed in MT (listed on lender page, verified 2026-10-09)
    • 5 years licensed
    • No disciplinary actions on file at LenDb
  9. 9

    Patton GadeNMLS 1243024

    CrossCountry Mortgage · Scottsdale, AZ · licensed in 41 states

    • VA loan
    • Renovation loan (203k / HomeStyle)
    • First-time buyer
    • Lists VA loan on lender page (lender page, verified 2026-10-09)
    • Licensed in MT (listed on lender page, verified 2026-10-09)
    • 4 years licensed
    • No disciplinary actions on file at LenDb
  10. 10

    Mark VillanoNMLS 1306487

    CrossCountry Mortgage · Lakewood, WA · licensed in 29 states

    • VA loan
    • Jumbo loan
    • Real estate investor
    • Lists VA loan on lender page (lender page, verified 2026-10-09)
    • Licensed in MT (listed on lender page, verified 2026-10-09)
    • 4 years licensed
    • No disciplinary actions on file at LenDb
  11. 11

    Mike SchusterNMLS 1980879

    CrossCountry Mortgage · Columbia, MD · licensed in 22 states

    • VA loan
    • FHA loan
    • First-time buyer
    • Lists VA loan on lender page (lender page, verified 2026-10-09)
    • Licensed in MT (listed on lender page, verified 2026-10-09)
    • 5 years licensed
    • No disciplinary actions on file at LenDb
  12. 12

    James McMurreyNMLS 2302283

    CrossCountry Mortgage · Lacey, WA · licensed in 25 states

    • VA loan
    • FHA loan
    • USDA loan
    • Lists VA loan on lender page (lender page, verified 2026-10-09)
    • Licensed in MT (listed on lender page, verified 2026-10-09)
    • 3 years licensed
    • No disciplinary actions on file at LenDb
  13. 13

    Josh DalglishNMLS 569991

    Guild Mortgage · Wilsonville, OR · licensed in 7 states

    • VA loan
    • Down payment assistance
    • FHA loan
    • Jumbo loan
    • Lists VA loan on lender page (lender page, verified 2026-10-09)
    • Licensed in MT (listed on lender page, verified 2026-10-09)
    • 13 years experience (stated on lender page, 2026-10-09)
    • No disciplinary actions on file at LenDb
  14. 14

    Nicole HanniNMLS 487293

    Guild Mortgage · Butte, MT · licensed in 2 states

    • VA loan
    • Jumbo loan
    • Real estate investor
    • Construction loan
    • Lists VA loan on lender page (lender page, verified 2026-10-09)
    • Licensed in MT (listed on lender page, verified 2026-10-09)
    • Branch in Montana
    • No disciplinary actions on file at LenDb
  15. 15

    Rajat JetleyNMLS 1595897

    CrossCountry Mortgage · San Juan Capistrano, CA · licensed in 9 states

    • VA loan
    • Bank statement loan
    • Jumbo loan
    • FHA loan
    • Lists VA loan on lender page (lender page, verified 2026-10-09)
    • Licensed in MT (listed on lender page, verified 2026-10-09)
    • 2 years licensed
    • No disciplinary actions on file at LenDb
  16. 16

    Evan LuchacoNMLS 887608

    Churchill Mortgage · Portland, OR · licensed in 12 states

    • VA loan
    • FHA loan
    • Renovation loan (203k / HomeStyle)
    • Self-employed
    • Lists VA loan on lender page (lender page, verified 2026-10-09)
    • Licensed in MT (listed on lender page, verified 2026-10-09)
    • 12 years experience (stated on lender page, 2026-10-09)
    • No disciplinary actions on file at LenDb
  17. 17

    Scott McCartyNMLS 133765

    CrossCountry Mortgage · West Linn, OR · licensed in 11 states

    • VA loan
    • Lists VA loan on lender page (lender page, verified 2026-10-09)
    • Licensed in MT (listed on lender page, verified 2026-10-09)
    • 24 years experience (stated on lender page, 2026-10-09)
    • No disciplinary actions on file at LenDb
  18. 18

    Jay GarvensNMLS 368259

    Churchill Mortgage · Colorado Springs, CO · licensed in 11 states

    • VA loan
    • FHA loan
    • First-time buyer
    • Lists VA loan on lender page (lender page, verified 2026-10-09)
    • Licensed in MT (listed on lender page, verified 2026-10-09)
    • 8 years licensed
    • No disciplinary actions on file at LenDb
  19. 19

    Jeff EdwardsNMLS 404522

    Churchill Mortgage · Coeur d'Alene, ID · licensed in 5 states

    • VA loan
    • Construction loan
    • FHA loan
    • First-time buyer
    • Lists VA loan on lender page (lender page, verified 2026-10-09)
    • Licensed in MT (listed on lender page, verified 2026-10-09)
    • 32 years experience (stated on lender page, 2026-10-09)
    • No disciplinary actions on file at LenDb
  20. 20

    Eric LewisNMLS 1545015

    Pennymac · licensed in 10 states

    • VA loan
    • Lists VA loan on lender page (lender page, verified 2026-10-09)
    • Licensed in MT (listed on lender page, verified 2026-10-09)
    • 8 years licensed
    • No disciplinary actions on file at LenDb
  21. 21

    Emma PennaNMLS 2053766

    CrossCountry Mortgage · Bozeman, MT · licensed in 4 states

    • VA loan
    • FHA loan
    • Non-QM loan
    • USDA loan
    • Lists VA loan on lender page (lender page, verified 2026-10-09)
    • Licensed in MT (listed on lender page, verified 2026-10-09)
    • Branch in Montana
    • 6 years experience (stated on lender page, 2026-10-09)
  22. 22

    Erica RenslowNMLS 707830

    Guild Mortgage · Bozeman, MT · licensed in 2 states

    • VA loan
    • Bank statement loan
    • Down payment assistance
    • DSCR loan
    • Lists VA loan on lender page (lender page, verified 2026-10-09)
    • Licensed in MT (listed on lender page, verified 2026-10-09)
    • Branch in Montana
    • 15 years experience (stated on lender page, 2026-10-09)
  23. 23

    Joshua UlmerNMLS 217794

    CrossCountry Mortgage · Tequesta, FL · licensed in 7 states

    • VA loan
    • Non-QM loan
    • FHA loan
    • Lists VA loan on lender page (lender page, verified 2026-10-09)
    • Licensed in MT (listed on lender page, verified 2026-10-09)
    • 15 years licensed
    • No disciplinary actions on file at LenDb
  24. 24

    Michelle BobartNMLS 137164

    CrossCountry Mortgage · Chicago, IL · licensed in 50 states

    • VA loan
    • Jumbo loan
    • Real estate investor
    • Lists VA loan on lender page (lender page, verified 2026-10-09)
    • Licensed in MT (listed on lender page, verified 2026-10-09)
    • 13 years licensed
    • No disciplinary actions on file at LenDb
  25. 25

    Will RobertsNMLS 2539676

    CrossCountry Mortgage · Melville, NY · licensed in 40 states

    • VA loan
    • Jumbo loan
    • Lists VA loan on lender page (lender page, verified 2026-10-09)
    • Licensed in MT (listed on lender page, verified 2026-10-09)
    • 1 years licensed
    • No disciplinary actions on file at LenDb

Before you choose

Entitlement calculations, funding fee exemptions and VA appraisal rules reward a loan officer who closes VA loans often.

  • How many VA loans have you closed in the last year?
  • Can you check my remaining entitlement and funding fee status?
  • How do you handle a low VA appraisal or the tidewater process?

More about VA loan

How this list is ranked

Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers must be licensed in MT or have a branch there. Then branch location, years licensed and profile completeness. Disciplinary actions lower the score and are always shown. No paid placement. Methodology.

Same list as JSON: /api/v1/loan-officers?specialty=va&state=MT. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.