Francoise Gonzales
Senior Loan Officer at CrossCountry Mortgage · Columbia, MD
NMLS ID 314050 (opens in a new tab) · verify at NMLS Consumer Access
Francoise Gonzales (NMLS 314050) is Senior Loan Officer at CrossCountry Mortgage, based in Columbia, MD. Licensed in Florida, confirmed with the state regulator (license LO135994). Also lists District of Columbia, Maryland and Virginia on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Down payment assistance. Speaks English and Spanish. Licensed since 2025 (per Florida records). States 25 years of experience.
Last verified . Sources: CrossCountry Mortgage (crosscountrymortgage.com), Florida state regulator and NMLS Consumer Access (license status, check live).
- Licensed since 2025 (per Florida records)
- 25 years experience (stated)
- 4 states
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
Where we saw these: crosscountrymortgage.com (opens in a new tab)
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
- English
- Spanish
Source: lender site (opens in a new tab), verified 2026-10-09
Licensed states
Florida, District of Columbia, Maryland, Virginia
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO135994, since 2025), verified 2026-10-09.
Lender-reported: DC, MD, VA are listed on the lender page, not yet checked with the state regulator.
Contact
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Employment history
CrossCountry Mortgage NMLS 3029
Current · Columbia, MD · seen on lender site 2026-10-09
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Francoise has over 25 years of mortgage experience and is a bilingual senior loan officer fluent in English and Spanish. She specializes in FHA, conventional, first-time homebuyer and down payment assistance programs across Virginia, Maryland and Washington, DC.
Our summary of the lender page. Verified 2026-10-09.
- Credentials
- Bilingual (English and Spanish) senior loan officer
- Source (opens in a new tab), verified 2026-10-09
Sources
| Name and employer | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Licenses (regulator) | state regulator · real.flofr.com (opens in a new tab) | verified 2026-10-09 |
| Licensed states | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Specialties | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Languages | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Contact | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Francoise Gonzales (NMLS 314050), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/francoise-gonzales-314050, last verified 2026-10-09.
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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.